Dan Kaercher

Dan Kaercher

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Active

$399,000

($78,248 down)
FHA

9860 Dale ave UNIT C3, Spring Valley, CA 91977

1
1
600 sqft
PITI Monthly
$2,464.49 /mo

Listing courtesy of: Grayson Stewart, eXp Realty of Southern California, Inc.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,649 /mo
$2,285 /mo

What's Special

INVESTORS
SHOPPING
DINING
SPACIOUS
CHARMING
COZY
AFFORDABLE

Welcome to 9860 Dale Ave Unit C3 in the heart of Spring Valley! This charming 1-bedroom, 1-bathroom condo is a perfect blend of comfort and convenience, offered as the most affordable, 1/1 Condo in Spring Valley. Offering a 2-1 buy-down from the seller!! Located in a well-maintained community, this unit is ideal for first-time buyers, downsizers, or savvy investors. The community offers great amenities, including a sparkling pool, multiple BBQ areas for outdoor entertaining, and convenient on-site laundry facilities. Inside, you’ll find a bright and cozy living space with thoughtful updates and plenty of potential to make it your own. The open layout is perfect for relaxing or hosting, and the spacious bedroom provides a peaceful retreat. Situated near shopping, dining, parks, and easy freeway access, this condo offers the perfect balance of suburban serenity and urban convenience. Don’t miss this opportunity—schedule today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,464.49/mo
Estimated Loan Balance
$346,284
Cash to close
$78,248
Interest Paid
$40,132

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Arcadian
  • HOA Amenities: Unknown
  • HOA Fee: $344.3
  • HOA Frequency: $Monthly
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $665
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,248 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $78,248!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$320,752
Your Cash$78,248
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,649/mo
Traditional @ 7.5%
$2,370/mo
You save $722/month ($8,660/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021788SD

Listing From:

Last updated: 2025-04-01T21:23:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,649 /mo
$2,285 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,248 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $78,248!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$320,752
Your Cash$78,248
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,649/mo
Traditional @ 7.5%
$2,370/mo
You save $722/month ($8,660/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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