Dan Kaercher

Dan Kaercher

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$649,000

($234,274 down)
FHA

9820 Lawlor St, Oakland, CA 94605

3
2
1,022 sqft
PITI Monthly
$3,091.96 /mo

Listing courtesy of: Anissa Burnley, Compass

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,924 /mo
$3,105 /mo

What's Special

DINING
RENOVATED
HARDWOOD FLOORS
GRANITE COUNTERTOPS
FIREPLACE
DECK
PATIO

Dont miss this split level recently refreshed three bedroom, two bathroom home with valuted living room ceiling, renovated kitchen and hardwood floors thoughout. The main level features an open living room with fireplace and formal dining room. Upstairs there are two bedrooms: one with its own deck and views of the bay and a full bath with shower over bathtub. The kitchen boasts granite countertops, a bay window, and stainless-steel appliances. The lower level offers extra versatility for guests or rental with an additional bedroom or office space, bathroom, and complete with separate entrance, laundry in garage. The terraced backyard includes a paved patio space for lounging and entertaining. The yard is ideal for pets as it is fully fenced. Interior access to secure garage, dual-pane windows Conveniently near HWY 580/238, Holy Names, The Oakland Zoo and Parklands & Lake Chabot!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 7 months
Monthly PITI
$3,091.96/mo
Estimated Loan Balance
$461,777
Cash to close
$234,274
Interest Paid
$56,896

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WholeHouseFan
  • Heating: Unknown
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision: TOLER HEIGHTS
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakland

Financial Details

  • Price per Sqft: $635.03
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-03-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $234,274 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $234,274!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$414,726
Your Cash$234,274
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,924/mo
Traditional @ 7.5%
$3,221/mo
You save $1,298/month ($15,571/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41091307

Listing From:

Last updated: 2025-03-29T12:31:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,924 /mo
$3,105 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $234,274 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $234,274!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$414,726
Your Cash$234,274
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,924/mo
Traditional @ 7.5%
$3,221/mo
You save $1,298/month ($15,571/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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