Dan Kaercher

Dan Kaercher

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Closed

$339,900

($154,021 down)
FHA

9769 Mill Trail Lane, Monticello, MN 55362

4
2
1,746 sqft
PITI Monthly
$1,651.2 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,097 /mo
$1,502 /mo

What's Special

FRESH PAINT
SHOPPING
DECK
PATIO
WALKING TRAILS
PLAYGROUND

Seller will work with most any reasonable offer. New roof 8/30/2024. Siding and patio door to be replaced in next several weeks. Fresh paint throughout, new flooring, new kitchen range and insulated garage. Large corner lot with a fenced in backyard and view of the pond from the freshly stained 12x16 deck. It isn't your typical split level floor plan either. Home is situated on a heavily wooded lot with easy access to shopping, I-94 and Highway 25. The backyard is not huge, but the River Mill Park is within walking distance with plenty of playground activities, walking trails for all ages so no need to maintain a big yard yourselves. Tubing hills in the winter too!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.27
Remaining Loan Term
24 years, 1 months
Monthly PITI
$1,651.2/mo
Estimated Loan Balance
$252,202
Cash to close
$154,021
Interest Paid
$53,252

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: River Mill 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Monticello

Financial Details

  • Price per Sqft: $194.67
  • Tax Annual Amount: $2964
  • On Market Date: 2024-05-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $154,021 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $154,021!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$185,879
Your Cash$154,021
Total Purchase Price:$339,900

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,097/mo
Traditional @ 7.5%
$1,558/mo
You save $461/month ($5,537/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6541565

Listing From: northstar

Last updated: 2024-10-01T15:51:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,097 /mo
$1,502 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,021 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $154,021!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$185,879
Your Cash$154,021
Total Purchase Price:$339,900

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,097/mo
Traditional @ 7.5%
$1,558/mo
You save $461/month ($5,537/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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