Dan Kaercher

Dan Kaercher

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$874,999

($753,211 down)
FHA

9728 Indian Creek Way, Escondido, CA 92026

3
2
1,596 sqft
PITI Monthly
$1,963.09 /mo

Listing courtesy of: Jennifer Hultquist, Realty ONE Group Southwest

Assumed Rate

3.98%
7.15%

Principal & Interest

$727 /mo
$1,031 /mo

What's Special

REMODELED
SERENE
DINING
SPACIOUS
HARDWOOD FLOORS
FIREPLACE
PATIO
COMMUNITY POOL
TENNIS COURTS
CHARMING
COZY
SOLAR PANELS

*ONE STORY *REMODELED *OWNED SOLAR Nestled in the serene community of Hidden Meadows, N. of Escondido, 9728 Indian Creek Way offers a rare blend of comfort and elegance on a 1/4-ACRE CORNER LOT. This SINGLE-STORY gem boasts OWNED SOLAR PANELS & a backup battery, ensuring energy efficiency and SIGNIFICANT SAVINGS on your SDGE bill. Step inside to discover hardwood floors that flow throughout the home, complemented by abundant natural light. The formal living room features a stylish Tommy Bahama ceiling fan, while the adjacent dining room opens to a NEWLY UPGRADED KITCHEN. Here, you'll find stunning granite counters, a center prep island with a microwave drawer, a convection oven, & a range with a custom Zephyr in-ceiling range hood w/ remote. Additional highlights include a built-in spice rack, trash compactor, & a granite composite sink with views of the backyard. The peninsula island is perfect for casual meals or your morning coffee and opens to a cozy family room with a gas stone fireplace, granite hearthstone, ceiling fan, and custom shelving. The upgraded three-panel sliding doors seamlessly blend indoor & outdoor living, ideal for entertaining.The nearby laundry room offers a skylight, storage cabinets, & a charming barn door. Down the hall, 2 secondary bedrooms feature ceiling fans and share an upgraded bathroom with a vessel sink and tub-shower combo. A linen cabinet boasts a granite countertop and provides extra storage.The spacious primary suite, accessed through double doors, opens directly to the backyard oasis. The REMODELED PRIMARY BATH boasts crown molding, a custom dual-sink vanity with new faucets, a large walk-in shower with a seat, a makeup vanity, and a custom closet organizer. The tranquil backyard is low-maintenance yet vibrant with colorful plants, has a large patio with multiple seating areas, a patio cover for shade, and a PRIVATE SPA for relaxation. Take the steps up to your private retreat at the top of the hill to enjoy stunning SUNSET VIEWS with your favorite beverage. Additional features in the home include recessed lighting, a water softener, RING doorbell, rain gutters, & a 2-car garage w/ storage cabinets and a workbench. Residents of Hidden Meadows enjoy access to a community pool, tennis courts, golf course, 2 local markets, and the Side Yard Public House for live music & dining. It also has its own fire station, easy access to the I-15 freeway, is just 30 min. to the beach & 45 min. to S.D. airport.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.98
Remaining Loan Term
20 years, 5 months
Monthly PITI
$1,963.09/mo
Estimated Loan Balance
$122,110
Cash to close
$753,211
Interest Paid
$52,756

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hidden Meadows (905)
  • Features: Golf, StreetLights, Suburban, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Hidden Meadows Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $396
  • HOA Frequency: $Annually
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $548.24
  • Tax Annual Amount: $10937.5
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $753,211 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $753,211!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$121,788
Your Cash:$753,211
Total Purchase Price:$874,999

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$727/mo
Traditional @ 7.5%
$1,069/mo
You save $342/month ($4,108/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25042554

Listing From:

Last updated: 2025-03-31T04:54:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.98%
7.15%

Principal & Interest

$727 /mo
$1,031 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $753,211 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $753,211!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$121,788
Your Cash:$753,211
Total Purchase Price:$874,999

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$727/mo
Traditional @ 7.5%
$1,069/mo
You save $342/month ($4,108/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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