Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$474,900

($28,305 down)
VA

9727 178th Avenue NW, Elk River, MN 55330

6
2
2,204 sqft
PITI Monthly
$3,553.34 /mo

Listing courtesy of: , Keller Williams Integrity NW

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,991 /mo
$3,039 /mo

What's Special

SPACIOUS
MODERN
DECK
PRIVATE BACKYARD
MATURE TREES
SAFE
CHARMING

Discover the perfect blend of space, style, and security in this beautifully updated 6-bedroom home nestled in 2.53 acres of land adorned with mature trees. Thoughtfully upgraded, this property features sleek modern finishes, abundant natural light, and a host of new amenities to enhance your comfort and peace of mind. Step inside to find updated flooring and stylish new light fixtures that add a contemporary touch throughout. The kitchen is spacious with eye-catching blue cabinets, island, and breakfast bar. Completed with a charming window that overlooks the acreage property, this kitchen is perfect for entertaining. This home features: updated window treatments, new flooring, built-ins in secondary closet, plenty of storage space, new SS appliances (stove, dishwasher, microwave), new front door, updated trim work & baseboards, refinished wood, and freshly painted black accent millwork. Plus, enjoy a spacious garage with workbench and plenty of storage space! This home is equipped with SimpliSafe Security System, including cameras and advanced security features for doors, windows, and the garage and doorbell. Additional upgrades include a brand-new septic system and a new water softener, and a one-year warranty plan paid for by the sellers, ensuring peace of mind for the buyers. Trendy warm paint tones throughout the property, newly updated windows, with newer furnace, new Sensi thermostat and new water heater. Plenty of natural light with owner's bedroom walk thru. Spacious maintenance free deck overlooks private backyard with acreage and features a fire pit, swing set, 12x12 storage shed, carport, fenced in area, and mature trees. Enjoy the privacy and serenity of country living while being just a short drive from local amenities- shops, hwy, restaurants, and more! This stunning property offers the best of both worlds-space to roam and modern comforts to enjoy. Schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.99
Remaining Loan Term
29 years, 3 months
Monthly PITI
$3,553.34/mo
Estimated Loan Balance
$447,750
Cash to close
$28,305
Interest Paid
$23,513

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hidden Creek Country Estates
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Elk River

Financial Details

  • Price per Sqft: $215.47
  • Tax Annual Amount: $4750
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,305 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $28,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$446,595
Your Cash$28,305
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,991/mo
Traditional @ 7.5%
$3,153/mo
You save $162/month ($1,941/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6681980

Listing From: northstar

Last updated: 2025-04-01T21:52:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,991 /mo
$3,039 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,305 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $28,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$446,595
Your Cash$28,305
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,991/mo
Traditional @ 7.5%
$3,153/mo
You save $162/month ($1,941/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.