Dan Kaercher

Dan Kaercher

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Closed

$549,900

($246,512 down)
VA

964 Lydia Drive W, Roseville, MN 55113

7
4
4,281 sqft
PITI Monthly
$2,622.89 /mo

Listing courtesy of: , RE/MAX Advantage Plus

Assumed Rate

4.16%
7.15%

Principal & Interest

$1,849 /mo
$2,567 /mo

What's Special

LOCATION
DINING
CUSTOM BUILT
PRIVATE BACKYARD

Location,size and condition make this home a must see! Welcome to the perfect home for a large family or multi-generational living.Custom built and flawlessly located between Lake Josephine and Lake Owasso,this oversized two-story bungalow-style residence boasts expansive living spaces throughout. Its starts with the 7, that’s right 7 oversized bedrooms (3 on the main level), 4 bathrooms, formal and informal dining spaces, gorgeous sunroom, amusement room, indoor workshop, two oversized living areas and enough storage space for the MN Vikings! The important house updates are also noticeable on what has been a very well-cared for home including a brand new multi zoned furnace and A/C,electrical panel, hot water heater (17), roof (16), vinyl windows, updated paint and flooring in areas, garage heat – the rest is up to you! Private backyard is noteworthy with nothing but local wildlife and tree coverage to enjoy. A deer was spotted enjoying the yard during my first visit.Book today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.16
Remaining Loan Term
19 years, 7 months
Monthly PITI
$2,622.89/mo
Estimated Loan Balance
$304,183
Cash to close
$246,512
Interest Paid
$148,105

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 7
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Zoned
  • Heating: Forced Air, Fireplace(s), Zoned
Features
  • Materials: Brick/Stone, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Brick, Family Room, Living Room, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial, Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Stucco
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Hill Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $128.45
  • Tax Annual Amount: $7282
  • On Market Date: 2024-07-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $246,512 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $246,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$303,388
Your Cash$246,512
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$1,849/mo
Traditional @ 7.5%
$2,662/mo
You save $813/month ($9,754/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6569345

Listing From: northstar

Last updated: 2024-12-09T15:27:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.16%
7.15%

Principal & Interest

$1,849 /mo
$2,567 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $246,512 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $246,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$303,388
Your Cash$246,512
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$1,849/mo
Traditional @ 7.5%
$2,662/mo
You save $813/month ($9,754/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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