Dan Kaercher

Dan Kaercher

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Closed

$440,000

($44,714 down)
FHA

9647 52nd Lane NE, Saint Michael, MN 55376

4
3
2,326 sqft
PITI Monthly
$3,289.36 /mo

Listing courtesy of: , Generations Real Estate

Assumed Rate

6.11%
7.15%

Principal & Interest

$2,456 /mo
$2,735 /mo

What's Special

LOCATION
OPEN CONCEPT
SHOPPING
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
DOUBLE VANITY
IRRIGATION SYSTEM

Welcome to this like-new 4 bedroom, 3 bathroom, 3 car garage home in prime St. Michael location. Built in 2022 this meticulously maintained three-level home has everything you are looking for and is sure to impress with the open concept living room with tons of natural light, and vaulted ceiling. Modern kitchen with slate appliances, quartz countertops, staggered white cabinets, center island, and LVP flooring. A welcoming foyer and a flex room that can be utilized at your heart’s desire round out the main level. You’ll find three bedrooms and a full bathroom on the upper level, including a primary bedroom suite with a walk-in closet, a private en-suite bathroom with a double vanity sink, and a walk-in shower. The lower level offers the fourth bedroom, a spacious family room with LED lighting, and an incredibly huge 46’x16’ crawlspace for all your storage needs. Ring security system, insulated garage, great yard with in-ground irrigation system, and full chain link fence. Unbeatable location within walking distance to Fieldstone Elementary School and St. Michael Albertville High School with dining, shopping, and access to I94 just miles away. Don’t miss your opportunity to make this beautiful property your new home, schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$3,289.36/mo
Estimated Loan Balance
$401,676
Cash to close
$44,714
Interest Paid
$58,931

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Architectural Shingle
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fieldstone Passage 3rd Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Fieldstone Passage
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Quarterly
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $189.17
  • Tax Annual Amount: $4756
  • On Market Date: 2024-10-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $44,714 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $44,714!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$395,286
Your Cash$44,714
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$2,456/mo
Traditional @ 7.5%
$2,837/mo
You save $380/month ($4,564/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6617259

Listing From: northstar

Last updated: 2024-11-18T02:16:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$2,456 /mo
$2,735 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,714 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $44,714!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$395,286
Your Cash$44,714
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$2,456/mo
Traditional @ 7.5%
$2,837/mo
You save $380/month ($4,564/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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