Dan Kaercher

Dan Kaercher

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Closed

$850,000

($215,402 down)
FHA

9627 Hume RD, Santee, CA 92071

4
3
1,927 sqft
PITI Monthly
$4,532.5 /mo

Listing courtesy of: Jennifer Mitchel, Real Broker

Assumed Rate

4.18%
7.15%

Principal & Interest

$3,769 /mo
$5,218 /mo

What's Special

DINING
BREAKFAST NOOK
FIREPLACE
PATIO
CHARMING
COZY

Introducing an Exceptional Santee Gem! This expansive 4-bedroom, 3-bathroom, two-story residence features a convenient 2-car garage and a generous oversized lot, complete with gated RV parking. The property boasts a permitted downstairs remodel that showcases an inviting open floor plan, encompassing a stylish kitchen with a seated bar, a dining area, and a cozy family room adorned with a gas fireplace and a charming breakfast nook. Elegant arched windows and double French doors gracefully lead to the expansive back patio, enhanced by a lovely wood portico, creating an ideal setting for family gatherings and entertaining guests. The thoughtfully designed upstairs addition presents an impressive Master Retreat, complete with a wood-burning stove and a versatile sitting area or office that could easily transform into a self-contained granny flat with a separate entry. The sprawling lot not only offers gated RV parking along the side of the home but also provides ample space for an accessory dwelling unit (ADU) and/or a refreshing pool. This remarkable property features two master bedrooms and one located on the upper level and the other on the main floor, ensuring comfort and privacy for all residents. Do not miss this unique opportunity to own a stunning home that caters to your every need!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.18
Remaining Loan Term
20 years, 11 months
Monthly PITI
$4,532.5/mo
Estimated Loan Balance
$639,240
Cash to close
$215,402
Interest Paid
$268,189

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WallWindowUnits
  • Heating: ForcedAir, Fireplaces, NaturalGas, Wood, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, FreeStanding, Gas, GasStarter, PrimaryBedroom, WoodBurning
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: AverageCondition, Block, Wood, Wire
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Santee
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Santee

Financial Details

  • Price per Sqft: $441.1
  • Tax Annual Amount: $10625
  • On Market Date: 2024-12-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,402 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $215,402!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.18% Sellers Rate
$634,598
Your Cash$215,402
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 4.18%
$3,769/mo
Traditional @ 7.5%
$5,412/mo
You save $1,643/month ($19,720/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SDC0000959SD

Listing From:

Last updated: 2025-01-17T13:47:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.18%
7.15%

Principal & Interest

$3,769 /mo
$5,218 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,402 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $215,402!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.18% Sellers Rate
$634,598
Your Cash$215,402
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 4.18%
$3,769/mo
Traditional @ 7.5%
$5,412/mo
You save $1,643/month ($19,720/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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