Dan Kaercher

Dan Kaercher

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Closed

$759,000

($159,844 down)
VA

961 Florence St, Imperial Beach, CA 91932

3
2
1,200 sqft
PITI Monthly
$2,903.16 /mo

Listing courtesy of: Karlee VanDyke, eXp Realty of California, Inc.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,686 /mo
$4,387 /mo

What's Special

MINUTES AWAY
STAINLESS STEEL APPLIANCES
CHARMING
SOLAR PANELS

Located in Imperial Beach, this charming one-story home offers 3 bedrooms and 2 bathrooms, making it a perfect coastal sanctuary. Features include a one-car garage, tankless water heater, new washer and dryer, new HVAC system, and solar panels. Monthly solar bill is only $70 with monthly SDGE credit, the energy costs are nominal. Enjoy the gorgeous open floor plan with upgraded windows, a kitchen equipped with stainless steel appliances, newer cabinets, and designer finishes. The bathrooms and kitchen feature stylish tile flooring on a large lot. Lives like a single story home, title records state condo. CC&R's but no monthly HOA. Plus, you're just minutes away from the beautiful Imperial Beach! VA Approved!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.85
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,903.16/mo
Estimated Loan Balance
$604,180
Cash to close
$159,844
Interest Paid
$70,876

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Imperial Beach
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Imperial Beach

Financial Details

  • Price per Sqft: $632.5
  • Tax Annual Amount: $
  • On Market Date: 2024-10-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $159,844 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $159,844!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$599,156
Your Cash$159,844
Total Purchase Price:$759,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,686/mo
Traditional @ 7.5%
$4,551/mo
You save $1,865/month ($22,374/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240024800SD

Listing From:

Last updated: 2024-12-05T05:25:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,686 /mo
$4,387 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $159,844 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $159,844!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$599,156
Your Cash$159,844
Total Purchase Price:$759,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,686/mo
Traditional @ 7.5%
$4,551/mo
You save $1,865/month ($22,374/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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