Dan Kaercher

Dan Kaercher

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Closed

$788,000

($292,649 down)
VA

95 Patria, Rancho Mission Viejo, CA 92694

2
3
1,396 sqft
PITI Monthly
$3,234.16 /mo

Listing courtesy of: Brandon Ruddy, Bullock Russell RE Services

Assumed Rate

2.74%
7.15%

Principal & Interest

$2,197 /mo
$3,640 /mo

What's Special

SERENE
MINUTES AWAY
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO
WALKING TRAILS
CHARMING

Discover the perfect blend of style and comfort in this elegant 2-bedroom, 2.5-bathroom home located in the desirable Esencia Village of Rancho Mission Viejo. Just a picturesque stroll away from Esencia K-8 Elementary and a wealth of top-tier community amenities, this property offers both convenience and charm. As you enter, you'll be greeted by stylish upgrades, including elegant granite countertops, a custom subway tile backsplash, contemporary white shaker cabinets, and high-quality laminate flooring. The ideal layout boasts an open floor plan flooded with natural light, complemented by sliding doors that lead to a serene private covered patio—a perfect spot for relaxation or entertaining. Upstairs, you'll find a spacious primary suite complete with a luxurious bathroom and a sizable walk-in closet. An additional bedroom with its own full bath, along with a convenient laundry room featuring built-in cabinetry, adds to the home's appeal. Don't miss this chance to claim your place in a community that offers an exceptional lifestyle. Enjoy access to an array of amenities, including sparkling pools, spas, splash pads, fully equipped gyms, picnic areas with BBQ facilities, an arcade, bocce ball courts, Esencia Farms, a putting green, sports bar, fire pits, and scenic hiking and walking trails. Conveniently situated near Ortega Highway, the 241 toll road, and the 5 Freeway, you'll be just minutes away from the charming town of San Juan Capistrano, the picturesque Dana Point Harbor, and stunning world-class beaches. Make this extraordinary home yours and embrace all that Rancho Mission Viejo has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$3,234.16/mo
Estimated Loan Balance
$650,647
Cash to close
$292,649
Interest Paid
$57,612

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: HeatedPassively, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2016
Details
  • Builder: William Lyon

Community & HOA

Community
  • Subdivision: Aurora (ESAURO)
  • Features: Biking, Curbs, DogPark, Hiking, Park, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Rancho MMC
  • HOA Amenities: Unknown
  • HOA Fee: $246
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Mission Viejo

Financial Details

  • Price per Sqft: $564.47
  • Tax Annual Amount: $9850
  • On Market Date: 2024-10-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $292,649 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $292,649!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$495,351
Your Cash$292,649
Total Purchase Price:$788,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$2,197/mo
Traditional @ 7.5%
$3,776/mo
You save $1,579/month ($18,942/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24210032

Listing From:

Last updated: 2025-01-27T20:27:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$2,197 /mo
$3,640 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $292,649 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $292,649!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$495,351
Your Cash$292,649
Total Purchase Price:$788,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$2,197/mo
Traditional @ 7.5%
$3,776/mo
You save $1,579/month ($18,942/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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