Dan Kaercher

Dan Kaercher

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Pending

$449,900

($262,682 down)
FHA

9593 Mill Trail Lane, Monticello, MN 55362

5
3
2,994 sqft
PITI Monthly
$1,689 /mo

Listing courtesy of: , BRIX Real Estate

Assumed Rate

3.25%
7.15%

Principal & Interest

$1,047 /mo
$1,624 /mo

What's Special

MODERN
HOME OFFICE
DECK
PRIVATE BACKYARD

Tucked away on a peaceful wooded lot, this well-maintained home offers nearly 3,000 sq ft of finished living space. With 5 bedrooms, there’s room for everyone—space for family, guests, and a home office. Step outside to enjoy the outdoors on the maintenance-free deck, and gather around the fire pit in a private backyard that opens to a common area for added space and privacy. The backyard also features an additional storage shed for extra convenience.You'll love the close proximity to several local parks, a sledding hill, and walking paths for outdoor recreation throughout the year. Recent updates include a new roof in 2024, all kitchen appliances replaced 2 years ago, and all new flooring on the main level in 2021. The home also includes a 3-car garage and a side parking slab, perfect for parking a trailer or camper. This home offers the perfect blend of tranquility, modern amenities, and ample space—don’t miss the chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.25
Remaining Loan Term
20 years, 3 months
Monthly PITI
$1,689/mo
Estimated Loan Balance
$189,893
Cash to close
$262,682
Interest Paid
$68,116

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Amusement Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: River Mill 4th Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Monticello

Financial Details

  • Price per Sqft: $150.27
  • Tax Annual Amount: $3866
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,682 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $262,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.25% Sellers Rate
$187,218
Your Cash:$262,682
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.25%
$1,047/mo
Traditional @ 7.5%
$1,685/mo
You save $638/month ($7,658/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6647904

Listing From: northstar

Last updated: 2025-02-27T14:29:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.25%
7.15%

Principal & Interest

$1,047 /mo
$1,624 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,682 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $262,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.25% Sellers Rate
$187,218
Your Cash:$262,682
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.25%
$1,047/mo
Traditional @ 7.5%
$1,685/mo
You save $638/month ($7,658/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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