Dan Kaercher

Dan Kaercher

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$1,025,000

($178,021 down)
FHA

9565 Pinal Avenue, Santa Margarita, CA 93453

3
3
1,632 sqft
PITI Monthly
$7,035.61 /mo

Listing courtesy of: Jensen Lossing, Compass

Assumed Rate

6.05%
7.15%

Principal & Interest

$5,219 /mo
$5,848 /mo

What's Special

SPACIOUS
MODERN
LANDSCAPED
CHARMING

Welcome to this beautifully maintained 3 bedroom, 2.5 bathroom home nestled on a spacious 1/3 acre lot at the end of a quiet alleyway, with a peaceful cul- de-sac-like setting in the heart of Santa Margarita! This home has a well thought out single level open floor plan, high ceilings, large windows, extra storage and bright modern finishes. The large backyard has been landscaped with California native, pollinator-friendly and drought tolerant plants and is perfect for gardening, entertaining, or simply relaxing. Close proximity to downtown Santa Margarita, the library, the community park, and the elementary school. This home puts you right in the heart of the vibrant, small-town charm that Santa Margarita is known for. Don’t miss the chance to make this charming property your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.05
Remaining Loan Term
28 years, 2 months
Monthly PITI
$7,035.61/mo
Estimated Loan Balance
$847,923
Cash to close
$178,021
Interest Paid
$95,008

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: EngineeredSeptic
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Lake, Mountainous, Park
HOA
  • Has HOA: No
Location
  • Region: Santa Margarita

Financial Details

  • Price per Sqft: $628.06
  • Tax Annual Amount: $12812.5
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,021 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $178,021!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$846,979
Your Cash$178,021
Total Purchase Price:$1,025,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$5,219/mo
Traditional @ 7.5%
$6,066/mo
You save $847/month ($10,163/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SC25028319

Listing From:

Last updated: 2025-03-20T22:52:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.05%
7.15%

Principal & Interest

$5,219 /mo
$5,848 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,021 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $178,021!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$846,979
Your Cash$178,021
Total Purchase Price:$1,025,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$5,219/mo
Traditional @ 7.5%
$6,066/mo
You save $847/month ($10,163/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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