Dan Kaercher

Dan Kaercher

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$635,000

($148,801 down)
FHA

9451 Garden Court, Highlands Ranch, CO 80126

3
2
1,488 sqft
PITI Monthly
$3,046.92 /mo

Listing courtesy of: Shebon Kelin, Redfin Corporation

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,203 /mo
$3,548 /mo

What's Special

LOCATION
NEW STOVE
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
FINISHED BASEMENT
HOME OFFICE
DECK
MOUNTAIN VIEWS
CUL-DE-SAC
COZY

Back on Market by no fault of the seller - buyer financing fell through. This stunning tri-level home in Highlands Ranch offers breathtaking mountain views and a prime location at the end of a peaceful cul-de-sac. The south-facing property boasts year-round advantages, from quick snow melt in the winter to sunny outdoor spaces for relaxation. Whether enjoying a meal on the spacious deck or unwinding in the all-season hot tub designed for snowy climates, this home’s outdoor amenities are ideal for making the most of Colorado living. Inside, the bright and inviting floor plan features vaulted ceilings and durable laminate wood floors connecting the living room, dining area, and updated kitchen. The kitchen is a chef’s dream, with warm wood cabinetry, granite countertops, and a 5-burner gas range. A cozy lower-level family room, complete with a fireplace and mountain views, is perfect for relaxation. The home includes three bedrooms and two bathrooms, with the primary bedroom offering private access to the full bath and its own vanity. The third bedroom and ¾ bath on the lower level provide excellent space for guests or a home office. Additionally, the 486-square-foot unfinished basement offers plenty of potential for customization. Recent updates enhance the home’s appeal, including new carpet, fresh interior paint, and a new stove in September 2024, as well as upgraded electrical and added outdoor features in 2023. The Highlands Ranch community offers incredible amenities, including four recreation centers with pools, fitness classes, and an array of programs for all ages. A new senior center is also set to open nearby, adding even more convenience to this exceptional location. Only an hour from Rocky Mountain National Park, this home truly combines modern comfort with unmatched access to outdoor beauty. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$3,046.92/mo
Estimated Loan Balance
$488,200
Cash to close
$148,801
Interest Paid
$56,012

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Floor Furnace, Forced Air, Hot Water, Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas, Gas Log
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Northridge
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Highlands Ranch Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $61
  • HOA Frequency: $Monthly
Location
  • Region: Highlands Ranch

Financial Details

  • Price per Sqft: $426.75
  • Tax Annual Amount: $3657
  • On Market Date: 2024-12-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $148,801 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $148,801!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$486,199
Your Cash$148,801
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,203/mo
Traditional @ 7.5%
$3,680/mo
You save $1,477/month ($17,722/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8857425

Listing From: recolorado

Last updated: 2025-03-31T17:13:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,203 /mo
$3,548 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,801 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $148,801!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$486,199
Your Cash$148,801
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,203/mo
Traditional @ 7.5%
$3,680/mo
You save $1,477/month ($17,722/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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