Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$195,000

($67,408 down)
VA

941 Railroad Avenue, Albany, MN 56307

4
2
1,437 sqft
PITI Monthly
$951.44 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$616 /mo
$959 /mo

What's Special

NEW STOVE
MODERN
HARDWOOD FLOORS
FINISHED BASEMENT
CHARMING

This charming 4 bed, 2 bath home blends timeless character with modern conveniences. Nestled on a corner lot, this property features a detached one-car garage and a half-circle driveway providing easy access from both Railroad Avenue and 10th Street. Inside you'll discover original hardwood floors that add warmth and charm, complemented by vinyl windows. The kitchen is inviting, offers ample cupboard space and boasts a brand new stove! Recent updates, including a new furnace, A/C, and roof all installed in 2023, as well as a new washer and dryer, installed in 2021, provide added peace of mind. The main floor features a large bedroom with generous closets and a convenient pass-through to a full bath. Upstairs, you’ll find three bedrooms, each with closets and some with additional built-in storage for added functionality. The unfinished basement houses the washer and dryer, a half bath and includes shelving for your extra storage needs. Outdoor enthusiasts will love the fenced-in yard (with firepit area!) as well as the home's proximity to the Wobegon Trail - ideal for walking and biking. Plus, with easy access to I-94, commuting is a breeze! Don't miss the chance to make this charming home yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$951.44/mo
Estimated Loan Balance
$128,406
Cash to close
$67,408
Interest Paid
$20,729

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1923
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bocks Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Albany

Financial Details

  • Price per Sqft: $135.7
  • Tax Annual Amount: $2220
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,408 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $67,408!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$127,592
Your Cash$67,408
Total Purchase Price:$195,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$616/mo
Traditional @ 7.5%
$995/mo
You save $378/month ($4,541/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6682642

Listing From: northstar

Last updated: 2025-04-04T10:03:05.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$616 /mo
$959 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,408 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $67,408!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$127,592
Your Cash$67,408
Total Purchase Price:$195,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$616/mo
Traditional @ 7.5%
$995/mo
You save $378/month ($4,541/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.