Dan Kaercher

Dan Kaercher

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Closed

$649,000

($121,157 down)
VA

941 12th St, Imperial Beach, CA 91932

2
1
825 sqft
PITI Monthly
$3,283.33 /mo

Listing courtesy of: David Rangel, LPT Realty,Inc

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,391 /mo
$3,835 /mo

What's Special

VAULTED CEILINGS
NO HOA

What a cute beach bungalow! This property is nestled in a wonderful family-oriented neighborhood. Leave your car in the driveway and ride your bike to the beach and enjoy all that IB has to offer. With floor plans already included to turn the existing home into a 2 unit 2-bedroom income producing property. The HUGE backyard (3752 sq ft lot!) & NO HOA'S, will allow you the flexibility to turn the yard into an entertainer's paradise, build a garage, or add onto the existing structure to create your vision on this blank canvas. The vaulted ceilings within the home add so much character. Bring your imagination and turn this property into your perfect beach getaway!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.99
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,283.33/mo
Estimated Loan Balance
$529,986
Cash to close
$121,157
Interest Paid
$62,464

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Imperial Beach
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Imperial Beach

Financial Details

  • Price per Sqft: $786.67
  • Tax Annual Amount: $8112.5
  • On Market Date: 2024-07-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,157 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $121,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$527,843
Your Cash$121,157
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,391/mo
Traditional @ 7.5%
$3,978/mo
You save $1,587/month ($19,044/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240016063SD

Listing From:

Last updated: 2024-12-19T06:04:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,391 /mo
$3,835 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,157 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $121,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$527,843
Your Cash$121,157
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,391/mo
Traditional @ 7.5%
$3,978/mo
You save $1,587/month ($19,044/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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