Dan Kaercher

Dan Kaercher

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Closed

$719,000

($174,587 down)
FHA

93 Via Contento, Rancho Santa Margarita, CA 92688

2
2
971 sqft
PITI Monthly
$4,312.5 /mo

Listing courtesy of: Seyed Razavi, Neo Remarketing

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,024 /mo
$3,813 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
MODERN
RENOVATED
FIREPLACE
MASTER SUITE
PATIO
COMMUNITY POOL
CHARMING
COZY

Located in the desirable Tijeras Creek Villas community of Rancho Santa Margarita, this beautifully upgraded 2-bedroom, 2-bathroom, single-level ground-floor unit offers modern comfort and convenience. Nestled near Tijeras Creek Golf Course and within walking distance to the acclaimed Arroyo Vista Elementary School, this home boasts numerous updates throughout. Highlights include new laminate wood flooring, updated lighting fixtures, custom paint, and large baseboards. The renovated kitchen features newer cabinets, quartz countertops, a stainless steel sink, and recessed lighting, all flowing seamlessly into a spacious family room with a cozy, updated tile-encased fireplace. The expansive master suite includes a remodeled bathroom with a quartz-topped vanity, upgraded lighting, and a beautifully tiled shower. Convenient in-unit laundry is tucked inside the master bath. The second bedroom, adjacent to the master, is bright and airy with charming chair-rail detailing. Enjoy outdoor living on the private, covered patio. A detached one-car garage provides additional storage and convenience. Situated away from Antonio Parkway, this unit offers a tranquil setting within the community.Residents enjoy access to Rancho Santa Margarita's sought-after amenities, including four community pools, a lakeside beach club, tennis and volleyball courts, hiking trails, a dog park, a skate park, and nearby shopping. Convenient access to toll roads and freeways makes commuting a breeze.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,312.5/mo
Estimated Loan Balance
$548,188
Cash to close
$174,587
Interest Paid
$78,005

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Tijeras Creek Villas (TCV)
  • Features: Biking, DogPark, Fishing, Hiking, Lake
HOA
  • Has HOA: Yes
  • HOA Name: Tijeras Creek VIllas
  • HOA Amenities: Unknown
  • HOA Fee: $425
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Santa Margarita

Financial Details

  • Price per Sqft: $740.47
  • Tax Annual Amount: $8675
  • On Market Date: 2024-10-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $174,587 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $174,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$544,413
Your Cash$174,587
Total Purchase Price:$719,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,024/mo
Traditional @ 7.5%
$3,955/mo
You save $931/month ($11,178/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24212503

Listing From:

Last updated: 2025-01-04T15:24:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,024 /mo
$3,813 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $174,587 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $174,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$544,413
Your Cash$174,587
Total Purchase Price:$719,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,024/mo
Traditional @ 7.5%
$3,955/mo
You save $931/month ($11,178/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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