Dan Kaercher

Dan Kaercher

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Closed

$322,500

($73,104 down)
VA

9245 190th Street W, Lakeville, MN 55044

4
3
1,584 sqft
PITI Monthly
$1,601.37 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,188 /mo
$1,865 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
WALK-IN CLOSET
DECK

Rare find 4-bedroom, end unit townhouse! Be welcomed at the entrance with a sweet covered porch with an iron railing and flower box. Step inside to see the unique layout, with spacious entry open to the main level, with tall ceilings and large windows, allowing in lots of natural light and a nature view. The open concept kitchen-living-dining area flows out to a low-maintenance deck. The kitchen features granite counters, an angled island, and lots of cupboard space. Bedrooms are separated by level (2 up, 2 down) an ideal setup for teenagers, roommates or guests, and added convenience with the third bath downstairs. The primary bedroom features an ensuite bath and walk-in closet. The 4th bedroom in the lower level could flex as a den or office, with French doors. There are tile floors in all 3 baths, with heated floors in both upstairs baths. New refrigerator and dishwasher 2023-2024; new driveway and sidewalk 2024; new roof 2019. 1-year home warranty included!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,601.37/mo
Estimated Loan Balance
$303,455
Cash to close
$73,104
Interest Paid
$38,755

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Radiant Floor
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Century Ridge 2nd Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Network Managment
  • HOA Amenities: Unknown
  • HOA Fee: $373
  • HOA Frequency: $Monthly
Location
  • Region: Lakeville

Financial Details

  • Price per Sqft: $203.6
  • Tax Annual Amount: $3160
  • On Market Date: 2025-01-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,104 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $73,104!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$249,396
Your Cash$73,104
Total Purchase Price:$322,500

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,188/mo
Traditional @ 7.5%
$1,934/mo
You save $746/month ($8,956/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6645070

Listing From: northstar

Last updated: 2025-02-01T17:10:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,188 /mo
$1,865 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,104 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $73,104!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$249,396
Your Cash$73,104
Total Purchase Price:$322,500

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,188/mo
Traditional @ 7.5%
$1,934/mo
You save $746/month ($8,956/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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