Dan Kaercher

Dan Kaercher

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Pending

$329,900

($236,341 down)
VA

919 Proctor Avenue NW, Elk River, MN 55330

4
2
1,320 sqft
PITI Monthly
$1,008.27 /mo

Listing courtesy of: , Keller Williams Classic Rlty NW

Assumed Rate

4.97%
7.15%

Principal & Interest

$733 /mo
$925 /mo

What's Special

FRESH PAINT
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
FINISHED BASEMENT
HOME OFFICE
CHARMING

Charming Elk River Rambler with Modern Updates! Welcome to your new home in the heart of Elk River. This delightful 4-bedroom, 2-bathroom home offers comfortable living and modern updates, perfect for anyone seeking a move-in ready property. Spacious layout with 1,320 finished square feet of living space, thoughtfully designed for everyday comfort. Plenty of room for family, guests, or a dedicated home office. Modern kitchen featuring sleek stainless steel appliances and beautiful, durable hickory cabinets. Walkout from the dining room to your spacious backyard with room to entertain. 2-Car Garage to protect your vehicles and enjoy extra storage space. Enjoy a clean and updated aesthetic with fresh paint throughout the entire home. Bright and airy living spaces with a partially finished basement, offering additional space that is ready for your finishing touches, or great for storage. Some updates include: new roof, radon system, new windows, front door, concrete driveway. This home offers easy access to local amenities, schools, parks, and shopping. Don't miss your chance to own this beautifully updated rambler. Schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.97
Remaining Loan Term
15 years, 1 months
Monthly PITI
$1,008.27/mo
Estimated Loan Balance
$119,246
Cash to close
$236,341
Interest Paid
$87,409

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oak Field First Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Elk River

Financial Details

  • Price per Sqft: $249.92
  • Tax Annual Amount: $1504
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $236,341 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $236,341!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.97% Sellers Rate
$93,559
Your Cash:$236,341
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 4.97%
$733/mo
Traditional @ 7.5%
$960/mo
You save $227/month ($2,722/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6631613

Listing From: northstar

Last updated: 2025-03-25T14:58:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.97%
7.15%

Principal & Interest

$733 /mo
$925 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $236,341 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $236,341!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.97% Sellers Rate
$93,559
Your Cash:$236,341
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 4.97%
$733/mo
Traditional @ 7.5%
$960/mo
You save $227/month ($2,722/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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