Dan Kaercher

Dan Kaercher

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$389,000

($83,602 down)
FHA

918 Virginia Street, Gridley, CA 95948

4
3
2,022 sqft
PITI Monthly
$2,959.72 /mo

Listing courtesy of: Shari Dixon, Willow & Birch Realty, Inc

Assumed Rate

7.62%
7.15%

Principal & Interest

$2,177 /mo
$2,078 /mo

What's Special

SPACIOUS
SOAKING TUB

This classic vintage charmer featuring 4 bedrooms and 2.5 bathrooms has been nicely updated throughout and is ready for a new owner. From the moment you step inside you will be greeted with a light, bright entryway. To the left is your living room with beautiful ceiling detail and built-in alcove niches. Downstairs you will find the primary bedroom with its own private bathroom with a gorgeous claw foot soaking tub to relax in. Across the way is the other bedroom with French doors and two closets. The kitchen has been updated with tons of cabinet space and even a coffee bar area. To the back of the home, you will find the large utility room for your laundry, an additional freezer or fridge, an additional bathroom, and the stairs leading up to the other two bedrooms upstairs which are spacious with ample closet space. This home has a detached 2-car garage, a private fenced backyard with citrus trees, a pergola sitting area, and an above-ground pool. If parking space is what you need, this home accommodates with its deep driveway and room to park at least 4 cars off of the street. Although the home is older, a major remodel was done just prior to the seller's purchasing this home in 2018, and has newer plumbing, electrical, roof, and dual pane windows just to name some of the upgraded features. A wonderful place to call your next home! Call your favorite Realtor today for a viewing.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.62
Remaining Loan Term
28 years, 8 months
Monthly PITI
$2,959.72/mo
Estimated Loan Balance
$305,634
Cash to close
$83,602
Interest Paid
$31,086

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: WallFurnace
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround, Private, Vinyl

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1911
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Gridley

Financial Details

  • Price per Sqft: $192.38
  • Tax Annual Amount: $4862.5
  • On Market Date: 2024-10-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $83,602 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $83,602!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$305,398
Your Cash$83,602
Total Purchase Price:$389,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$2,177/mo
Traditional @ 7.5%
$2,079/mo
You save $-98/month ($-1,177/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24219499

Listing From:

Last updated: 2025-02-20T22:28:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$2,177 /mo
$2,078 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,602 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $83,602!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$305,398
Your Cash$83,602
Total Purchase Price:$389,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$2,177/mo
Traditional @ 7.5%
$2,079/mo
You save $-98/month ($-1,177/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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