Dan Kaercher

Dan Kaercher

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Closed

$269,900

($177,790 down)
FHA

916 14th Street W, Hastings, MN 55033

4
2
1,654 sqft
PITI Monthly
$1,701.11 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

6.38%
7.15%

Principal & Interest

$1,158 /mo
$1,254 /mo

What's Special

SPACIOUS
HARDWOOD FLOORS

Spacious 4-bedroom, one-level home with a sunroom addition. The large sunroom, featuring numerous vinyl windows, brings in lots of natural light and opens to a generous backyard with a shed. The main level offers a spacious and open layout. The property is partially fenced and conveniently backs onto the middle and elementary school walking path, offering easy access for families. The main-level owner's bedroom is oversized, with hardwood floors under the carpet and double closets. Two bedrooms are located on the main level, with two additional bedrooms in the lower level. Recent updates include a new walk-in shower in 2013, water softener in 2016, gutter guards in 2017, water heater in 2017, furnace and AC in 2021, and a new front window in 2023. With a little updating, this home offers great potential to make it your own.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.38
Remaining Loan Term
12 years, 3 months
Monthly PITI
$1,701.11/mo
Estimated Loan Balance
$210,751
Cash to close
$177,790
Interest Paid
$179,122

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1963
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pine Terrace
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Hastings

Financial Details

  • Price per Sqft: $163.18
  • Tax Annual Amount: $3134
  • On Market Date: 2024-08-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $177,790 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $177,790!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.38% Sellers Rate
$92,110
Your Cash:$177,790
Total Purchase Price:$269,900

Assumed vs Traditional Mortgage

Assumed @ 6.38%
$1,158/mo
Traditional @ 7.5%
$1,300/mo
You save $142/month ($1,701/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6579569

Listing From: northstar

Last updated: 2024-10-04T20:55:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.38%
7.15%

Principal & Interest

$1,158 /mo
$1,254 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $177,790 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $177,790!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.38% Sellers Rate
$92,110
Your Cash:$177,790
Total Purchase Price:$269,900

Assumed vs Traditional Mortgage

Assumed @ 6.38%
$1,158/mo
Traditional @ 7.5%
$1,300/mo
You save $142/month ($1,701/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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