Dan Kaercher

Dan Kaercher

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Closed

$320,000

($146,096 down)
FHA

915 W SAINT KATERI Avenue, Phoenix, AZ 85041

2
2
1,152 sqft
PITI Monthly
$1,137.01 /mo

Listing courtesy of: Kyren Poe, HomeSmart

Assumed Rate

2.74%
7.15%

Principal & Interest

$763 /mo
$1,265 /mo

What's Special

LOCATION
SPACIOUS
MOVE-IN READY
STAINLESS STEEL APPLIANCES
PATIO
COZY

Come take a look at this adorable, move-in ready gem.Large living room and spacious bedrooms. Tile flooring throughout makes for an elegant look and easy clean up. Your new kitchen has stainless steel appliances and upgraded maple cabinets with plenty of storage space. Cozy back yard with covered patio and plenty of room to relax, entertain, or play. Ideal starter home if you are a first time buyer. It would also make a terrific rental. Great location with easy freeway access to down town Phoenix, Sky Harbor, South Mountain, and more. This home has newer ''big ticket items'', AC unit and dish washer replaced in 2022, Stove, Microwave, and water heater replaced in 2023. Don't miss out on this opportunity! Thanks for stopping in.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,137.01/mo
Estimated Loan Balance
$178,235
Cash to close
$146,096
Interest Paid
$20,012

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: CORNERSTONE HOMES

Community & HOA

Community
  • Subdivision: VINEYARD HILLS ESTATES
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: VINEYARD HILLS ESTAT
  • HOA Amenities: Unknown
  • HOA Fee: $39.6
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $277.78
  • Tax Annual Amount: $1093
  • On Market Date: 2024-07-04T07:34:54.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,096 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $146,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$173,904
Your Cash$146,096
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$763/mo
Traditional @ 7.5%
$1,312/mo
You save $548/month ($6,580/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6693167

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-05-30T20:48:37.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$763 /mo
$1,265 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,096 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $146,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$173,904
Your Cash$146,096
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$763/mo
Traditional @ 7.5%
$1,312/mo
You save $548/month ($6,580/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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