Dan Kaercher

Dan Kaercher

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Closed

$230,000

($86,512 down)
FHA

914 Duchess Street, Saint Paul, MN 55106

5
2
1,435 sqft
PITI Monthly
$1,334.36 /mo

Listing courtesy of: , Realty Group LLC

Assumed Rate

4.03%
7.15%

Principal & Interest

$788 /mo
$1,111 /mo

What's Special

DINING
SPACIOUS
DECK
CUL-DE-SAC
CHARMING

Welcome to this charming arts and crafts home with many original features. Needs some TLC but you can easily finish the updates the seller has started and add your own touches! This adorable home is nestled above a cul-de-sac in the front and at the end of the alley in the back that ends in the spacious 1 car garage with electric opener and additional parking next to it. Beyond the two bedrooms and full bath the main level features a 3-season porch, kitchen, sunroom, living and dining room with original woodwork built-ins, and original wood trim. The kitchen is currently set up for induction cooking but you can easily install a standard stove and oven. High quality reverse osmosis water system is located under the kitchen sink for convenient, great tasting water on tap! The upper level has already had the carpet removed and is ready for flooring in all 3 bedrooms, hall and stairs. Need a full bath upstairs? Possibly take one of the bedrooms and make a large bathroom and storage closet! In the back there is a generous deck that overlooks the ample backyard featuring a large vegetable garden, stone path to the garage and even comes with a BBQ! On the sides and front of the home you will find fruit trees, strawberries, raspberries and many beautiful perennials including gorgeous roses bushes! New roof in 2020! The possibilities are endless with this diamond in the rough!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.03
Remaining Loan Term
23 years, 0 months
Monthly PITI
$1,334.36/mo
Estimated Loan Balance
$144,097
Cash to close
$86,512
Interest Paid
$43,365

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Boiler
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1921
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Auditors Sub 7
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $160.28
  • Tax Annual Amount: $3358
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,512 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $86,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$143,488
Your Cash$86,512
Total Purchase Price:$230,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$788/mo
Traditional @ 7.5%
$1,152/mo
You save $364/month ($4,370/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6544926

Listing From: northstar

Last updated: 2024-10-18T18:08:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.03%
7.15%

Principal & Interest

$788 /mo
$1,111 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,512 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $86,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$143,488
Your Cash$86,512
Total Purchase Price:$230,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$788/mo
Traditional @ 7.5%
$1,152/mo
You save $364/month ($4,370/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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