Dan Kaercher

Dan Kaercher

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Closed

$375,000

($27,760 down)
FHA

905 S Walnut Street, Belle Plaine, MN 56011

5
3
2,506 sqft
PITI Monthly
$2,575.48 /mo

Listing courtesy of: , Bridge Realty, LLC

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,643 /mo
$2,486 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
HOME OFFICE

Nestled in a quiet, mature neighborhood, this stunning modified 2-story home offers 5 bedrooms, 3 bathrooms, and 2,500 square feet of living space. The light-filled main level welcomes you with soaring ceilings, a gas fireplace, and brand-new LVP flooring that flows seamlessly through the open living room, dining room, and kitchen. The kitchen features custom cabinetry and a spacious corner walk-in pantry for ample storage. Completing the main level are a half bath, a laundry room, and a versatile bedroom that can double as a home office. Upstairs, you’ll find 3 generously sized bedrooms conveniently located together, including the primary bedroom with direct access to a full bath. The finished lower level offers additional living space with large daylight windows, a recreation room complete with a dry bar, a fifth bedroom, and a 3/4 bathroom. Recent updates include a new furnace in 2024 and a new roof in 2021, offering peace of mind for years to come. Schedule your tour and see all this home has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,575.48/mo
Estimated Loan Balance
$347,882
Cash to close
$27,760
Interest Paid
$37,997

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wildflower Ridge
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Belle Plaine

Financial Details

  • Price per Sqft: $149.64
  • Tax Annual Amount: $4804
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $27,760 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $27,760!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$347,240
Your Cash$27,760
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,643/mo
Traditional @ 7.5%
$2,579/mo
You save $936/month ($11,233/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6638424

Listing From: northstar

Last updated: 2025-03-31T20:49:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,643 /mo
$2,486 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,760 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $27,760!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$347,240
Your Cash$27,760
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,643/mo
Traditional @ 7.5%
$2,579/mo
You save $936/month ($11,233/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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