Dan Kaercher

Dan Kaercher

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Closed

$525,000

($404,635 down)
FHA

905 W Cypress Avenue, Lompoc, CA 93436

4
2
1,656 sqft
PITI Monthly
$1,640.77 /mo

Listing courtesy of: Courtney Wilde, CHAMPION Real Estate

Assumed Rate

3.92%
7.15%

Principal & Interest

$806 /mo
$1,152 /mo

What's Special

FIREPLACE

Beautiful home in South Side of Lompoc. Open floor plan 4 bedroom home with 2 full baths. Open living room and kitchen. Fireplace in Livingroom. Near Lyon Park and in the desirable South side of Lompoc. 9583 Sq Ft lot - ADU possibilities. Roof replaced 6 years ago.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.92
Remaining Loan Term
16 years, 11 months
Monthly PITI
$1,640.77/mo
Estimated Loan Balance
$121,597
Cash to close
$404,635
Interest Paid
$75,586

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: South West Lmpc(54)
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Lompoc

Financial Details

  • Price per Sqft: $317.03
  • Tax Annual Amount: $6562.5
  • On Market Date: 2025-01-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $404,635 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $404,635!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$120,365
Your Cash:$404,635
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$806/mo
Traditional @ 7.5%
$1,195/mo
You save $389/month ($4,662/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25018688

Listing From:

Last updated: 2025-03-05T17:26:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.92%
7.15%

Principal & Interest

$806 /mo
$1,152 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $404,635 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $404,635!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.92% Sellers Rate
$120,365
Your Cash:$404,635
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.92%
$806/mo
Traditional @ 7.5%
$1,195/mo
You save $389/month ($4,662/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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