Dan Kaercher

Dan Kaercher

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Closed

$435,000

($141,456 down)
FHA

900 Charlotte Street, Johnstown, CO 80534

3
2
1,392 sqft
PITI Monthly
$1,885.06 /mo

Listing courtesy of: Team Kloster, Embassy Realty LLC

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,356 /mo
$2,188 /mo

What's Special

REMODELED
SPACIOUS
FINISHED BASEMENT
DECK
PATIO
NO HOA

Spacious corner lot with alley access and No HOA! Detached 2 car garage. Backyard offers a large concrete patio and a stand alone deck with beautiful large trees for shade and large garden beds. Finished basement with a large area meant to be the Primary Bedroom and a beautiful bathroom with a large shower. The room could be used in a lot of different ways. Current owners use it as an office, play area, tv room. Large laundry room with plenty of room for storage. Full bath upstairs has recently been completely remodeled. Beautiful floors throughout the upstairs and downstairs. Exterior is vinyl siding and concrete tile roof. Hot water heat is wonderful. Nice sunroom on the front. This is a home you don't want to miss! All information to be deemed correct and reliable. Buyer and buyers agent to verify all information and measurements.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,885.06/mo
Estimated Loan Balance
$295,444
Cash to close
$141,456
Interest Paid
$40,812

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Hot Water
Features
  • Materials: Vinyl Siding, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Spanish Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding, Wood Frame
  • Roof: Spanish Tile
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Callahan Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $312.5
  • Tax Annual Amount: $1799
  • On Market Date: 2025-01-25T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $141,456 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $141,456!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$293,544
Your Cash$141,456
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,356/mo
Traditional @ 7.5%
$2,270/mo
You save $914/month ($10,973/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1025249

Listing From: recolorado

Last updated: 2025-03-11T10:42:37.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,356 /mo
$2,188 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,456 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $141,456!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$293,544
Your Cash$141,456
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,356/mo
Traditional @ 7.5%
$2,270/mo
You save $914/month ($10,973/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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