Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$1,299,000

($595,137 down)
VA

8 Fosco Street, Rancho Mission Viejo, CA 92694

4
3
2,021 sqft
PITI Monthly
$5,013.47 /mo

Listing courtesy of: Brandon Ruddy, Bullock Russell RE Services

Assumed Rate

3.18%
7.15%

Principal & Interest

$3,360 /mo
$5,261 /mo

What's Special

SPACIOUS
FIREPLACE
PRIVATE BACKYARD
WALKING TRAILS

Introducing the stunning Plan 3 residence located at 8 Fosco Street in the Aria neighborhood of Esencia. This home features four spacious bedrooms, three luxurious bathrooms, and a versatile loft area, along with the added convenience of a first-floor bedroom and bathroom perfect for guests or family. Upon entering, you are greeted by exquisite high-quality laminate flooring and elegant plantation shutters that create a warm and inviting atmosphere. The kitchen features a bright and welcoming design, highlighted by a stylish tile backsplash that adds a touch of elegance, complementing the white shaker cabinets and sleek quartz countertops. The expansive great room boasts a beautiful traditional mantle framing the upgraded fireplace. Step outside to discover your own private backyard retreat, featuring a fire pit and built-in BBQ—perfect for hosting friends and family. Escape to the primary bedroom, featuring a luxurious subway tile walk-in shower and a large soaking bathtub that provide a relaxing at-home getaway. Take advantage of a wide range of amenities, including shimmering pools, spas, splash pads, fully equipped gyms, picnic areas with BBQ grills, an arcade, bocce ball courts, Esencia Farms, a putting green, a sports bar, fire pits, and beautiful hiking and walking trails. Conveniently located near Ortega Highway, the 241 toll road, and the 5 Freeway, you’ll be just minutes from the quaint town of San Juan Capistrano, the scenic Dana Point Harbor, and breathtaking world-class beaches. Claim this remarkable home and experience everything Rancho Mission Viejo has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
25 years, 6 months
Monthly PITI
$5,013.47/mo
Estimated Loan Balance
$970,060
Cash to close
$595,137
Interest Paid
$106,326

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder: Tri Pointe

Community & HOA

Community
  • Subdivision: Aria (ESARI)
  • Features: Biking, Curbs, DogPark, Foothills, Hiking, Park, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Rancho MMC
  • HOA Amenities: Unknown
  • HOA Fee: $349
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Mission Viejo

Financial Details

  • Price per Sqft: $642.75
  • Tax Annual Amount: $16237.5
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $595,137 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $595,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$703,863
Your Cash$595,137
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$3,360/mo
Traditional @ 7.5%
$5,458/mo
You save $2,097/month ($25,166/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25071894

Listing From:

Last updated: 2025-04-03T14:23:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$3,360 /mo
$5,261 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $595,137 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $595,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$703,863
Your Cash$595,137
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$3,360/mo
Traditional @ 7.5%
$5,458/mo
You save $2,097/month ($25,166/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.