Dan Kaercher

Dan Kaercher

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$200,000

($7,780 down)
VA

892 Lawson Avenue E, Saint Paul, MN 55106

3
1
990 sqft
PITI Monthly
$1,625.05 /mo

Listing courtesy of: , Keller Williams Select Realty

Assumed Rate

6.82%
7.15%

Principal & Interest

$1,268 /mo
$1,311 /mo

What's Special

FRESH PAINT
MODERN
CHARMING

Amazing opportunity to own your home for less than rent, in desirable St Paul! This charming 1874 build has been cleaned up and updated with many modern living perks. There is still room for someone to come in and make it their own all while spending less than rent. The home features 3 bedrooms, 1 bath, with the most charming kitchen featuring new cabinets, fresh paint, new appliances, new flooring and more! Don't miss this one!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.82
Remaining Loan Term
28 years, 10 months
Monthly PITI
$1,625.05/mo
Estimated Loan Balance
$193,082
Cash to close
$7,780
Interest Paid
$15,355

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1874
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Howards Add To St Paul
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $202.02
  • Tax Annual Amount: $2486
  • On Market Date: 2025-01-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $7,780 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $7,780!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$192,220
Your Cash$7,780
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$1,268/mo
Traditional @ 7.5%
$1,360/mo
You save $92/month ($1,102/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6648352

Listing From: northstar

Last updated: 2025-03-16T17:24:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$1,268 /mo
$1,311 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $7,780 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $7,780!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$192,220
Your Cash$7,780
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$1,268/mo
Traditional @ 7.5%
$1,360/mo
You save $92/month ($1,102/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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