Dan Kaercher

Dan Kaercher

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$890,000

($178,385 down)
FHA

8904 Nelson Way, Escondido, CA 92026

4
4
2,300 sqft
PITI Monthly
$4,868.55 /mo

Listing courtesy of: Dominic Jabro, ShoppingSDHouses

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,182 /mo
$5,177 /mo

What's Special

SERENE
GRANITE COUNTERTOPS
MASTER SUITE
NO HOA
AFFORDABLE

Discover this exceptional 4-bedroom, 4-bath custom-built home, perched atop a serene hill with breathtaking 270-degree panoramic views. Spanning nearly 2,300 square feet, this thoughtfully designed residence offers both comfort and convenience. Inside, you’ll find a well-maintained interior featuring dual master suites—one downstairs and one upstairs—perfect for multi-generational living or hosting guests. The downstairs master suite provides easy accessibility, while the upstairs master offers a private retreat with incredible views. Dual-pane windows ensure energy efficiency and a peaceful living environment. The gourmet kitchen is a chef’s dream, featuring granite countertops and an open flow into the living areas. Sitting on nearly 4 acres of land, this property offers endless possibilities—whether you envision a pool, ADU, or an expansive garden. With two separate driveways, this home is also ideal for those considering an ADU, providing both privacy and flexibility. Plus, with NO HOA and NO Mello Roos, you’ll enjoy greater freedom and lower monthly costs. Seller is offering credits toward closing costs and/or an interest rate buy-down! Take advantage of this incredible opportunity to make homeownership more affordable. Competitively priced, this rare find offers a perfect blend of tranquility and convenience, with easy access to the freeway for seamless commuting. Don’t miss out—this home is truly one-of-a-kind and won’t last long! Home has been freshly repainted in a stunning sky blue with black trim—new photos coming soon!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 8 months
Monthly PITI
$4,868.55/mo
Estimated Loan Balance
$772,083
Cash to close
$178,385
Interest Paid
$70,986

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $386.96
  • Tax Annual Amount: $11125
  • On Market Date: 2025-02-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,385 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $178,385!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$711,615
Your Cash$178,385
Total Purchase Price:$890,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,182/mo
Traditional @ 7.5%
$5,370/mo
You save $2,188/month ($26,251/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501243

Listing From:

Last updated: 2025-02-24T01:58:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,182 /mo
$5,177 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,385 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $178,385!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$711,615
Your Cash$178,385
Total Purchase Price:$890,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,182/mo
Traditional @ 7.5%
$5,370/mo
You save $2,188/month ($26,251/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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