Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Coming Soon

$279,000

($88,875 down)
FHA

8858 92nd Street S, Cottage Grove, MN 55016

3
2
1,506 sqft
PITI Monthly
$1,780.53 /mo

Listing courtesy of: , Real Estate Masters, Ltd.

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,285 /mo
$1,317 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
CHARMING
COZY

This charming residence offers the perfect blend of comfort and convenience. All three spacious bedrooms are thoughtfully situated on one level, providing an ideal layout for those seeking easy living.Step inside to discover newer flooring throughout, adding a fresh and modern touch to the home’s inviting ambiance. The open-concept living and dining areas seamlessly flow into a well-appointed kitchen, making it perfect for entertaining or cozy gatherings.Located just minutes from Cottage Grove Plaza, you’ll have a variety of shopping and dining options at your fingertips. For outdoor enthusiasts, the townhome is close to numerous parks and trails, including the scenic Cottage Grove Ravine Regional Park, offering opportunities for hiking, biking, and picnicking. Golf lovers will appreciate the proximity to the River Oaks Golf Course, an 18-hole course that caters to all skill levels.Don’t miss out on this exceptional opportunity to own a beautiful townhome in a vibrant community with abundant amenities nearby. Schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$1,780.53/mo
Estimated Loan Balance
$190,880
Cash to close
$88,875
Interest Paid
$31,033

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cic 157
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Keller Property Management
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Monthly
Location
  • Region: Cottage Grove

Financial Details

  • Price per Sqft: $185.26
  • Tax Annual Amount: $2492
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,875 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $88,875!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$190,125
Your Cash$88,875
Total Purchase Price:$279,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,285/mo
Traditional @ 7.5%
$1,367/mo
You save $82/month ($983/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6696220

Listing From: northstar

Last updated: 2025-04-02T17:03:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,285 /mo
$1,317 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,875 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $88,875!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$190,125
Your Cash$88,875
Total Purchase Price:$279,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,285/mo
Traditional @ 7.5%
$1,367/mo
You save $82/month ($983/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.