Dan Kaercher

Dan Kaercher

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Under Contract

$765,000

($94,914 down)
FHA

8856 Swan River Street, Littleton, CO 80125

3
3
2,909 sqft
PITI Monthly
$4,929.93 /mo

Listing courtesy of: Gina Moritzky, eXp Realty, LLC

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,519 /mo
$4,702 /mo

What's Special

DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
FINISHED BASEMENT
FLEX SPACE
PATIO

Incredible NEW PRICE + the buyer has the option to assume the existing FHA loan at 5.75% (30-year fixed). This stunning, lightly lived-in Sterling Ranch home blends modern comfort with thoughtful upgrades. Featuring a spacious 2-story layout with very large bedrooms and closet spaces, 3 baths, and a 3-car tandem garage, this home offers plenty of room to grow and the largest 3 bed/ 3 bath model in the area. The full unfinished basement provides endless possibilities for future projects. Practical enhancements such as a radon mitigation system, sump pump, and EV + solar panel readiness add peace of mind and long-term value. Inside, upgraded interior paint, elegant wood blinds, and a main floor study with French doors create a sophisticated yet functional space, perfect for remote work or quiet moments. The chef’s kitchen is a true standout, featuring stainless steel appliances, a hands-free faucet, and an expansive pantry that any home cook will love. A bonus flex space behind the dining room adds versatility, making it ideal for a workspace, scullery, or hobby nook. Upstairs, a loft offers additional living space, while the convenient second-floor laundry enhances everyday efficiency. Ample storage and well-designed closets ensure everything stays organized. Sitting on one of the largest lots in the community, this home has a covered patio and professionally low-scaped backyard—ideal for entertaining or unwinding. The luxurious primary suite offers a spacious bedroom, a spa-like bathroom, and a walk-in closet that’s both functional and impressive. As the largest 3-bed, 3-bath home in the area, this property is an incredible value at its price per square foot. Don’t miss out on this exceptional opportunity—schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,929.93/mo
Estimated Loan Balance
$673,116
Cash to close
$94,914
Interest Paid
$86,362

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air
Features
  • Materials: Frame, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame, Stone
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: Other

Community & HOA

Community
  • Subdivision: Sterling Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Sterling Ranch - included with tMetro Tax District
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Included in Property Tax
Location
  • Region: Littleton

Financial Details

  • Price per Sqft: $262.98
  • Tax Annual Amount: $8412
  • On Market Date: 2024-09-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,914 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $94,914!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$670,086
Your Cash$94,914
Total Purchase Price:$765,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,519/mo
Traditional @ 7.5%
$4,877/mo
You save $1,358/month ($16,298/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3950561

Listing From: recolorado

Last updated: 2025-03-29T01:31:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,519 /mo
$4,702 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,914 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $94,914!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$670,086
Your Cash$94,914
Total Purchase Price:$765,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,519/mo
Traditional @ 7.5%
$4,877/mo
You save $1,358/month ($16,298/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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