Dan Kaercher

Dan Kaercher

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$625,000

($273,080 down)
FHA

872 Montana Avenue W, Saint Paul, MN 55117

3
2
2,149 sqft
PITI Monthly
$2,753.99 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,647 /mo
$2,632 /mo

What's Special

FRESH PAINT
OPEN CONCEPT
HARDWOOD FLOORS

This conveniently located two-story home near Como Lake gives you the opportunity to grow! Built in 2005, enjoy the convenience of central air and attached garage with workshop, along with classic charm and finishes: refinished hardwood floors, front porch, new carpeting and fresh paint throughout. A fantastic playroom/media room on the upper level, surrounded by 3 nice sized bedrooms delights. An additional upper level offers 588 bonus unfinished sq feet for you to make into your own! (it is sheet rocked and a bath roughed in). The main level is light-filled with open concept living from the kitchen to the living room. There's an amazing main floor laundry/craft room as well as an office- ideal for work from home. The full basement has potential for more finished living; and there is a rough-in for 4th Bathroom. New roof in 2023 and heated garage. The house is set in the heart of town, near parkland and bike trails (including separated bikeways and paths), and close to everything! The ideal place to call home, enjoy our gorgeous seasons, and walk around Como Lake or to nearby coffee shops and eateries!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.02
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,753.99/mo
Estimated Loan Balance
$442,522
Cash to close
$273,080
Interest Paid
$50,446

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Cement
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Montana Woods
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $290.83
  • Tax Annual Amount: $7972
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,080 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $273,080!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$351,920
Your Cash$273,080
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,647/mo
Traditional @ 7.5%
$2,730/mo
You save $1,083/month ($12,994/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6678678

Listing From: northstar

Last updated: 2025-04-01T19:34:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,647 /mo
$2,632 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,080 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $273,080!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$351,920
Your Cash$273,080
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,647/mo
Traditional @ 7.5%
$2,730/mo
You save $1,083/month ($12,994/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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