Dan Kaercher

Dan Kaercher

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Pending

$578,000

($275,539 down)
FHA

870 W STRAFORD Avenue, Gilbert, AZ 85233

4
3
2,146 sqft
PITI Monthly
$2,057.16 /mo

Listing courtesy of: Donna Murphy, HomeSmart Lifestyles

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,503 /mo
$2,275 /mo

What's Special

SPACIOUS
PATIO

Check out this beautiful home. When you walk in you will be amazed at all the updates, from the wonderful kitchen with high end appliances and beautiful large granite island to the thoughtfully updated bathrooms. The main suite is spacious with a walk in closet and relaxing bathroom. It also comes with free and clear 1yr old 11.3KW solar system and 1yr old roof with double underlayment and 10yr warranty. Ring doorbell and 6 cameras stay. Located by a walking path, it's a 15 min. walk to downtown Gilbert with lots of restaurants and shops to enjoy and a 7 min. walk to McQueen Park rec center. Close to the 101, 60 and 202 life doesn't get much better. Step into the backyard with the large covered patio and pool. The pool needs to be resurfaced but the home is priced with that in mind

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$2,057.16/mo
Estimated Loan Balance
$317,590
Cash to close
$275,539
Interest Paid
$54,348

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1998
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: SUMMER MEADOWS PARCEL 4
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Summer Meadows
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Semi-Annually
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $269.34
  • Tax Annual Amount: $1788
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $275,539 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $275,539!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$302,461
Your Cash$275,539
Total Purchase Price:$578,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,503/mo
Traditional @ 7.5%
$2,359/mo
You save $857/month ($10,278/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6839491

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T02:45:56.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,503 /mo
$2,275 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $275,539 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $275,539!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$302,461
Your Cash$275,539
Total Purchase Price:$578,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,503/mo
Traditional @ 7.5%
$2,359/mo
You save $857/month ($10,278/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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