Dan Kaercher

Dan Kaercher

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Closed

$625,000

($242,214 down)
VA

8702 Spring Canyon Drive, Spring Valley, CA 91977

3
3
1,226 sqft
PITI Monthly
$2,653.33 /mo

Listing courtesy of: Joanne Berardelli, eXp Realty of Southern CA

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,862 /mo
$2,867 /mo

What's Special

GATED COMMUNITY
FRESH PAINT
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
EN SUITE BATHROOM
PATIO
BALCONY
CLUBHOUSE

VA assumable loan with a 3.25% interest rate available. Tucked away in a gated community, this contemporary corner-unit offers tree-lined canyon views, impressive outdoor spaces, and upgrades throughout! Enjoy the Southern California sun from both the enclosed front yard and large backyard, which is complete with a covered brick patio. Inside, the home features an open living area, vaulted ceilings, fresh paint, new doors, updated bathrooms, and a bright & airy kitchen. Cooking is a breeze with stainless steel appliances, recessed lighting, and quartz countertops. Wake up to beautiful canyon views from the primary bedroom, which boasts a balcony, ample closet space, and en suite bathroom. A stackable washer & dryer is in the hallway for your convenience. The upstairs bedroom features a loft and is complete with closets and a skylight. This home offers a 1-car detached garage, and an additional assigned parking space in front of the unit. Relax and enjoy the resort-style complex amenities including a pool/spa, clubhouse, and a fun dog park. Located near the Sweetwater Reservoir, Bonita Golf Course, trails, parks, freeways, and much more.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,653.33/mo
Estimated Loan Balance
$385,190
Cash to close
$242,214
Interest Paid
$64,603

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: BlowerFan, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: DogPark, Suburban, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Spring Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $585
  • HOA Frequency: $Monthly
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $509.79
  • Tax Annual Amount: $7812.5
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $242,214 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $242,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$382,786
Your Cash$242,214
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,862/mo
Traditional @ 7.5%
$2,974/mo
You save $1,113/month ($13,352/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500778

Listing From:

Last updated: 2025-02-25T04:14:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,862 /mo
$2,867 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $242,214 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $242,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$382,786
Your Cash$242,214
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,862/mo
Traditional @ 7.5%
$2,974/mo
You save $1,113/month ($13,352/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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