Dan Kaercher

Dan Kaercher

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$449,995

($77,671 down)
FHA

8520 E LAGUNA AZUL Avenue, Mesa, AZ 85209

4
2
1,756 sqft
PITI Monthly
$2,808.49 /mo

Listing courtesy of: Nicholas Staffieri, My Home Group Real Estate

Assumed Rate

6.5%
7.15%

Principal & Interest

$2,364 /mo
$2,526 /mo

What's Special

SPACIOUS

This stunning home offers four spacious bedrooms and two bathrooms in a highly sought-after Mesa neighborhood. Featuring a neutral color palette and low-maintenance landscaping, it provides a warm and inviting atmosphere. The expansive kitchen boasts ample storage, a built-in desk area, and a convenient bar seating option—perfect for both everyday living and entertaining. Each bedroom is generously sized with elegant wood-grain flooring, adding a touch of warmth and sophistication. The backyard is a blank canvas, ready to be transformed to suit your outdoor vision. Don't miss the opportunity to make this home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$2,808.49/mo
Estimated Loan Balance
$373,013
Cash to close
$77,671
Interest Paid
$12,128

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: KB HOMES

Community & HOA

Community
  • Subdivision: ARIZONA ESPRIT 2
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Arizona Esprit Il
  • HOA Amenities: Unknown
  • HOA Fee: $87
  • HOA Frequency: $Monthly
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $256.26
  • Tax Annual Amount: $1275
  • On Market Date: 2025-03-04T19:40:09.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $77,671 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $77,671!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$372,324
Your Cash$77,671
Total Purchase Price:$449,995

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$2,364/mo
Traditional @ 7.5%
$2,620/mo
You save $256/month ($3,075/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6829834

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-25T16:32:06.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$2,364 /mo
$2,526 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,671 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $77,671!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$372,324
Your Cash$77,671
Total Purchase Price:$449,995

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$2,364/mo
Traditional @ 7.5%
$2,620/mo
You save $256/month ($3,075/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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