Dan Kaercher

Dan Kaercher

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Pending

$920,000

($461,925 down)
FHA

8421 Alado Place, El Cajon, CA 92021

3
3
1,620 sqft
PITI Monthly
$4,147.22 /mo

Listing courtesy of: David Olivera, ShoppingSDHouses

Assumed Rate

4.46%
7.15%

Principal & Interest

$2,624 /mo
$3,515 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
PATIO
EFFICIENT
SOLAR PANELS

Welcome to this stunning 3-bedroom, 2.5-bathroom home, complete with two versatile bonus rooms and an incredible backyard designed for year-round enjoyment. This home features an open and inviting floor plan with modern finishes, abundant natural light, and energy-efficient leased solar panels to help keep utility costs low. Whether you’re looking for extra space for a home office, playroom, or gym, the bonus rooms offer endless possibilities to suit your needs. The kitchen features granite countertops, stainless steel appliances, and plenty of cabinet space. The adjoining dining and living areas provide a seamless flow, perfect for entertaining or relaxing with family. The primary suite offers a spacious layout, walk-in closet, and an en-suite bath with dual vanities. The additional bedrooms are generously sized, providing comfort and flexibility for any lifestyle. Step into your resort-style backyard oasis, where luxury meets fun! The expansive pool features a thrilling water slide, a hidden cave, and a relaxing jacuzzi, making it the ultimate outdoor retreat. Whether you’re hosting summer pool parties or unwinding after a long day, this backyard offers something for everyone. The turf landscaping ensures a lush, green yard with minimal maintenance, giving you more time to enjoy the incredible outdoor space. For those who love to entertain, the built-in BBQ and fire pit area create the perfect setting for gatherings. Enjoy grilling with friends, roasting marshmallows under the stars, or simply soaking in the peaceful ambiance of your private paradise. With ample patio space and beautifully designed outdoor areas, this home is ideal for both relaxing and hosting unforgettable events. Don’t miss this incredible opportunity to own a home that truly has it all! With spacious living areas, energy-efficient solar, low-maintenance turf, and an unbeatable backyard escape, this property is a rare find. Schedule your private showing today

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.46
Remaining Loan Term
23 years, 4 months
Monthly PITI
$4,147.22/mo
Estimated Loan Balance
$484,341
Cash to close
$461,925
Interest Paid
$145,782

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $567.9
  • Tax Annual Amount: $11500
  • On Market Date: 2025-02-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $461,925 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $461,925!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$458,075
Your Cash:$461,925
Total Purchase Price:$920,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$2,624/mo
Traditional @ 7.5%
$3,646/mo
You save $1,021/month ($12,257/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2500849

Listing From:

Last updated: 2025-02-25T19:38:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$2,624 /mo
$3,515 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $461,925 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $461,925!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$458,075
Your Cash:$461,925
Total Purchase Price:$920,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$2,624/mo
Traditional @ 7.5%
$3,646/mo
You save $1,021/month ($12,257/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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