Dan Kaercher

Dan Kaercher

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$340,000

($148,760 down)
FHA

838 E 20th St Rd, Greeley, CO 80631

3
1
1,876 sqft
PITI Monthly
$1,510.62 /mo

Listing courtesy of: Diana Keck, West Realty

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,101 /mo
$1,459 /mo

What's Special

SPACIOUS
MOVE-IN READY
VAULTED CEILINGS
FINISHED BASEMENT
SPRINKLER SYSTEM
CHARMING
NO HOA

Seller offering buyer concession! Unlock the potential of this charming 3-bedroom 1/2 duplex! Feel the spaciousness as vaulted ceilings add to the bright, open atmosphere, and envision the possibilities with an unfinished basement ready for expansion. This beautifully cared-for home boasts several recent upgrades, including a brand-new roof and some new gutters, a water heater, a garage door, and two newly installed windows. Move-in ready with all appliances included: a 2024 refrigerator and stove, plus a lightly used dishwasher and microwave. Step outside to a private, fenced backyard which is a blank slate ready for your personal touch, complete with a sprinkler system in both the front and back yards. Enjoy the freedom of no HOA! Plus, take advantage of lender incentives that can help with closing costs or reduce your interest rate, subject to loan program eligibility. For more details, contact the seller's preferred lender, NMLS #1119930.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
23 years, 6 months
Monthly PITI
$1,510.62/mo
Estimated Loan Balance
$208,169
Cash to close
$148,760
Interest Paid
$60,345

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Balsam Village
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Greeley

Financial Details

  • Price per Sqft: $181.24
  • Tax Annual Amount: $1280.54
  • On Market Date: 2025-02-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $148,760 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $148,760!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$191,240
Your Cash$148,760
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,101/mo
Traditional @ 7.5%
$1,513/mo
You save $412/month ($4,949/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1026229

Listing From: recolorado

Last updated: 2025-04-01T01:51:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,101 /mo
$1,459 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,760 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $148,760!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$191,240
Your Cash$148,760
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,101/mo
Traditional @ 7.5%
$1,513/mo
You save $412/month ($4,949/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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