Dan Kaercher

Dan Kaercher

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Pending

$599,999

($129,260 down)
FHA

83460 Mantica Court, Indio, CA 92201

4
2
2,194 sqft
PITI Monthly
$4,256.55 /mo

Listing courtesy of: Irma Meza, OZA Realty

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,108 /mo
$3,216 /mo

What's Special

REMODELED
FRESH PAINT
DINING
SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
CUL-DE-SAC
COZY
NO HOA

Welcome to Villa Montego, a highly desirable community located in the heart of Indio, just minutes from the world-famous Coachella and Stagecoach Festivals! Situated on a quiet cul-de-sac, this spacious 2,194 sq. ft. home offers 4 bedrooms and 2 bathrooms, making it an ideal choice for first-time buyers, long-term investment, or as a lucrative Airbnb rental with no HOA fees. Step into the formal living and dining areas, where soaring vaulted ceilings and new wooden shutters add elegance and charm to the space. The home features brand new laminate wood flooring throughout, creating a modern and cohesive look in every room. The great room is perfect for entertaining, with an open flow to the newly remodeled modern kitchen, allowing you to cook and socialize effortlessly. The family room showcases a stylish decorative accent wall and an electric decorative fireplace, adding warmth and ambiance to your gatherings. The versatile fourth bedroom can be transformed into a cozy den or office, with stylish double accordion doors for added flexibility.The primary suite is a private retreat, featuring its own decorative accent wall, as well as a large walk-in closet, soaking tub, a separate stand-up shower, and dual sinks for convenience. The 3-car garage is a standout feature with epoxy floors flooring, modern lighting, fresh paint, and built-in storage cabinets--offering both functionality and style. Additionally, the property offers covered RV parking, perfect for storing yo

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$4,256.55/mo
Estimated Loan Balance
$473,393
Cash to close
$129,260
Interest Paid
$50,939

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Decorative, FamilyRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Villa Montego
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $273.47
  • Tax Annual Amount: $7499.99
  • On Market Date: 2024-10-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $129,260 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $129,260!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$470,739
Your Cash$129,260
Total Purchase Price:$599,999

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,108/mo
Traditional @ 7.5%
$3,217/mo
You save $109/month ($1,314/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219118307DA

Listing From:

Last updated: 2025-02-12T21:17:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,108 /mo
$3,216 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,260 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $129,260!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$470,739
Your Cash$129,260
Total Purchase Price:$599,999

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,108/mo
Traditional @ 7.5%
$3,217/mo
You save $109/month ($1,314/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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