Dan Kaercher

Dan Kaercher

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$251,000

($45,975 down)
FHA

8344 N 21ST Drive UNIT I212, Phoenix, AZ 85021

2
2
1,300 sqft
PITI Monthly
$1,287.79 /mo

Listing courtesy of: Jose Esquivel, My Home Group Real Estate

Assumed Rate

2.84%
7.15%

Principal & Interest

$912 /mo
$1,492 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
PATIO

Beautifully Situated end Unit with Private Stairs on a gated community NEW HVAC-Feb 2025. In corner with no neighbors in 3 sides. Spacious Living Room featuring a Fireplace, adjacent Dining Area (or Flexible Work Space). The Kitchen includes a Breakfast Nook, Pantry,includes a Refrigerator, with Ample Counter Space. Laundry Room equipped with Washer and Dryer. Master Bedroom offers an EnSuite Bathroom and Walk-in Closet. THREE Patios. Single Car Garage with Additional Storage, plus an Assigned Parking Spot in Front of the Garage and One Covered Space in the Parking Lot. Cable is included in HOA

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,287.79/mo
Estimated Loan Balance
$214,560
Cash to close
$45,975
Interest Paid
$21,140

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile, Built-Up
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Apartment Style/Flat
  • Architectural Style: Spanish
Materials
  • Stucco, Frame - Wood
  • Roof: Tile, Built-Up
Condition
  • Year Built: 1984
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: EL CARO VILLAS CONDOMINIUM AMD
  • Features: Gated Community, Community Spa Htd, Community Spa, Community Pool, Near Light Rail Stop, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: El Caro Villas
  • HOA Amenities: Unknown
  • HOA Fee: $355
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $193.08
  • Tax Annual Amount: $826
  • On Market Date: 2025-01-08T03:00:11.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $45,975 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $45,975!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$205,025
Your Cash$45,975
Total Purchase Price:$251,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$912/mo
Traditional @ 7.5%
$1,548/mo
You save $635/month ($7,623/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6801485

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-28T22:44:06.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$912 /mo
$1,492 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,975 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $45,975!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$205,025
Your Cash$45,975
Total Purchase Price:$251,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$912/mo
Traditional @ 7.5%
$1,548/mo
You save $635/month ($7,623/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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