Dan Kaercher

Dan Kaercher

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Closed

$585,000

($226,520 down)
FHA

831 Via Felicidad, Vista, CA 92084

2
1
827 sqft
PITI Monthly
$2,102.46 /mo

Listing courtesy of: Patricia Villanueva, eXp Realty of Southern CA

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,656 /mo
$2,673 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
PATIO
PRIVATE BACKYARD
PUBLIC TRANSPORTATION
CHARMING
COZY

Welcome to this charming and updated home, perfectly nestled in a vibrant neighborhood with convenient access to shopping centers, restaurants, and public transportation. This delightful residence boasts two comfortable bedrooms plus a thoughtfully converted garage, now serving as a spacious third bedroom. Step inside to discover the cozy living space, enhanced by beautiful 2023 upgrades. The kitchen is a true highlight, featuring new vinyl flooring and freshly painted cabinets, accompanied by modern stainless steel appliances—a stove and microwave hood installed in 2023. For your comfort and energy efficiency, the home is equipped with double-pane windows, also added in 2023. Mini split AC provides plenty of cold air throughout the home. Enjoy the benefits of a tankless water heater, installed in 2024, ensuring immediate hot water and efficiency. Outdoors, a private backyard awaits, fire pit and seating area, dining area under the covered patio with a handy storage shed providing ample space for all your extras. This home combines comfort, style, and convenience in one irresistible package. Don’t miss your opportunity to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,102.46/mo
Estimated Loan Balance
$360,801
Cash to close
$226,520
Interest Paid
$49,840

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Duplex
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $707.38
  • Tax Annual Amount: $7312.5
  • On Market Date: 2025-01-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $226,520 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $226,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$358,480
Your Cash$226,520
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,656/mo
Traditional @ 7.5%
$2,772/mo
You save $1,117/month ($13,400/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500131

Listing From:

Last updated: 2025-02-13T21:47:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,656 /mo
$2,673 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $226,520 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $226,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$358,480
Your Cash$226,520
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,656/mo
Traditional @ 7.5%
$2,772/mo
You save $1,117/month ($13,400/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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