Dan Kaercher

Dan Kaercher

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Pending

$364,900

($69,157 down)
FHA

8275 Jensen Avenue S, Cottage Grove, MN 55016

3
2
1,831 sqft
PITI Monthly
$2,585.45 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

6.78%
7.15%

Principal & Interest

$1,943 /mo
$2,017 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
FENCED YARD

Don't miss out on this stunning open-concept split level home featuring vaulted ceilings and a modern kitchen equipped with granite countertops, stainless steel appliances (2022), and a generous center island. Recent upgrades include a tiled bathroom on the lower level, crown molding throughout, a new roof (12/23), and updated concrete driveway and garage floor (2022) as well as new siding (2021). The expansive, flat, fully fenced yard boasts a storage shed, chicken coop, and spacious raised garden beds. This home truly has something for everyone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.78
Remaining Loan Term
29 years, 1 months
Monthly PITI
$2,585.45/mo
Estimated Loan Balance
$296,550
Cash to close
$69,157
Interest Paid
$18,479

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Vinyl, Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Cottage Grove

Financial Details

  • Price per Sqft: $199.29
  • Tax Annual Amount: $4268
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,157 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $69,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$295,743
Your Cash$69,157
Total Purchase Price:$364,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$1,943/mo
Traditional @ 7.5%
$2,092/mo
You save $149/month ($1,791/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6690831

Listing From: northstar

Last updated: 2025-04-03T21:27:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$1,943 /mo
$2,017 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,157 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $69,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$295,743
Your Cash$69,157
Total Purchase Price:$364,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$1,943/mo
Traditional @ 7.5%
$2,092/mo
You save $149/month ($1,791/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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