Dan Kaercher

Dan Kaercher

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$699,000

($322,344 down)
FHA

826 Laurelwood Ct, San Marcos, CA 92069

2
1
857 sqft
PITI Monthly
$3,031.51 /mo

Listing courtesy of: James Baxter, Realty Place

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,840 /mo
$2,833 /mo

What's Special

SERENE
SHOPPING
CUL-DE-SAC
EFFICIENT

Nestled at the end of a quiet cul-de-sac, this delightful 2-bedroom, 1-bathroom home offers a serene setting adjacent to a lush greenbelt—perfect for walking and hiking. Featuring newer dual-pane windows, solar tube lighting, and stylish laminate flooring throughout, this home is both comfortable and energy-efficient. Enjoy the benefits of a solar system on a PPA, a newer furnace and AC. The fully fenced backyard provides a private outdoor space for relaxation or entertaining, and the dedicated RV/boat parking adds incredible convenience for outdoor enthusiasts. 1st loan may be assumable at 3.2% see agent for details. Located near freeway access, public transit, colleges, parks, schools, and shopping, this home is a fantastic opportunity in the heart of San Marcos. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$3,031.51/mo
Estimated Loan Balance
$405,406
Cash to close
$322,344
Interest Paid
$63,837

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir, Electric, Gas, HighEfficiency
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Asphalt, Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow, Cottage, Ranch
Materials
  • Stucco
  • Roof: Asphalt, Composition, Shingle
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: Yes
  • HOA Name: Peacock Park
  • HOA Amenities: Unknown
  • HOA Fee: $60
  • HOA Frequency: $Monthly
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $815.64
  • Tax Annual Amount: $8737.5
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $322,344 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $322,344!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$376,656
Your Cash$322,344
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,840/mo
Traditional @ 7.5%
$2,939/mo
You save $1,099/month ($13,194/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502586

Listing From:

Last updated: 2025-04-02T17:13:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,840 /mo
$2,833 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $322,344 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $322,344!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$376,656
Your Cash$322,344
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,840/mo
Traditional @ 7.5%
$2,939/mo
You save $1,099/month ($13,194/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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