Dan Kaercher

Dan Kaercher

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Closed

$200,000

($55,757 down)
FHA

821 3rd Street, Holdingford, MN 56340

3
2
1,462 sqft
PITI Monthly
$1,029.58 /mo

Listing courtesy of: , Premier Real Estate Services

Assumed Rate

3.07%
7.15%

Principal & Interest

$652 /mo
$1,035 /mo

What's Special

SERENE
MINUTES AWAY
CHARMING
COZY

Welcome Home to Cozy Comfort in Holdingford! Nestled in the heart of the charming and close-knit town of Holdingford, this beautifully maintained gem is ready for its next chapter. Lovingly cared for and thoughtfully upgraded, this home features brand new windows, upgraded interior and exterior doors, and bold wood trims that elevate its timeless appeal. Step inside to enjoy all-new flooring and appreciate the attention to detail throughout. The exterior is just as inviting, with a serene backyard perfect for relaxation or play. Whether you’re drying laundry in the fresh breeze, cultivating a garden of homegrown vegetables, or spending time with your furry friends in the one-of-a-kind fenced and sheltered dog kennel, there’s plenty of space to make it your own. And after a long day, unwind under the stars in the private hot tub, offering the ultimate retreat. This property offers the peace of a residential escape while being just moments away from the everyday conveniences of Holdingford. Holdingford Public Schools are only minutes away, and for those who commute or seek a larger city experience, you’re a short 30-minute drive to St. Cloud. Discover a home that balances comfort, style, and community living—ready for you to move in and make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,029.58/mo
Estimated Loan Balance
$145,087
Cash to close
$55,757
Interest Paid
$15,139

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Heated, Outdoor Pool

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1917
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Soo Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Holdingford

Financial Details

  • Price per Sqft: $136.8
  • Tax Annual Amount: $1434
  • On Market Date: 2024-09-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,757 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $55,757!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$144,243
Your Cash$55,757
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$652/mo
Traditional @ 7.5%
$1,073/mo
You save $422/month ($5,058/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6598918

Listing From: northstar

Last updated: 2024-11-01T15:53:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$652 /mo
$1,035 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,757 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $55,757!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$144,243
Your Cash$55,757
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$652/mo
Traditional @ 7.5%
$1,073/mo
You save $422/month ($5,058/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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