Dan Kaercher

Dan Kaercher

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$569,000

($344,510 down)
FHA

81933 Villa Giardino Drive, Indio, CA 92203

4
3
2,460 sqft
PITI Monthly
$2,169.72 /mo

Listing courtesy of: James Guillermo, KW Coachella Valley

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,225 /mo
$1,873 /mo

What's Special

GATED COMMUNITY
SPACIOUS
GRANITE COUNTERTOPS

Want to see this Move in Ready Home? Call James Guillermo 7604491345 Welcome the Gated community of Palazzo in Shadow Hills! This Upgraded tastefully done single story home is move in READY!! This home boasts a spacious 4 bedrooms, 2.5 baths, just under 2500 sqft of living space, lots of natural light, open split floor plan, custom flooring, recess lighting, custom kitchen cabinets, granite countertops, custom backsplash, with kitchen island, stainless steel stove, tank less water heater , EV Charging in Garage, dual vanities, fire pit, private back yard , Huge 638sqft tandem garage with extra space for toys , office or gym and much much more.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
20 years, 2 months
Monthly PITI
$2,169.72/mo
Estimated Loan Balance
$432,123
Cash to close
$344,510
Interest Paid
$34,047

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Slate
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Slate
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Palazzo
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: Palazzo Association
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Monthly
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $231.3
  • Tax Annual Amount: $7112.5
  • On Market Date: 2025-03-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $344,510 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $344,510!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$224,490
Your Cash:$344,510
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,225/mo
Traditional @ 7.5%
$1,936/mo
You save $711/month ($8,529/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219126600DA

Listing From:

Last updated: 2025-03-24T18:52:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,225 /mo
$1,873 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $344,510 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $344,510!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$224,490
Your Cash:$344,510
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,225/mo
Traditional @ 7.5%
$1,936/mo
You save $711/month ($8,529/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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