Dan Kaercher

Dan Kaercher

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Closed

$599,000

($36,052 down)
VA

812 Compass Way, San Diego, CA 92154

2
2
1,643 sqft
PITI Monthly
$3,710.78 /mo

Listing courtesy of: Michelle Tramel, Mission Realty Group

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,544 /mo
$3,884 /mo

What's Special

SHOPPING
DINING
SPACIOUS
LUXURY
PLAYGROUND

Welcome to the vibrant Spinnaker Point community! This beautifully designed home offers a perfect blend of comfort and convenience. With bedrooms thoughtfully placed on separate floors, privacy is assured, while the open floorplan creates a warm and spacious atmosphere ideal for everyday living and entertaining. Soaring high ceilings, upgraded flooring, and oversized windows bathe the home in natural light, enhancing its bright and airy charm. The versatile loft/office area on the third floor adds additional space — flexible for work, relaxation, or play. The master bedroom serves as a tranquil retreat, complete with an ensuite bathroom featuring dual sinks and abundant closet space, combining luxury with practicality. Steps away from your front door, enjoy the community’s fantastic amenities, including a playground and a sparkling pool—perfect for recreation and relaxation. Situated in the heart of Ocean View Hills, this home offers convenience with close proximity to shopping, dining, a movie theater, Kaiser Permanente, and easy freeway access. Don’t miss this exceptional opportunity—this Ocean View Hills gem won’t be on the market for long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,710.78/mo
Estimated Loan Balance
$564,153
Cash to close
$36,052
Interest Paid
$71,175

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: SpinnakerPt.@Pacific Cove
  • HOA Amenities: Unknown
  • HOA Fee: $246
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $364.58
  • Tax Annual Amount: $7487.5
  • On Market Date: 2025-01-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $36,052 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $36,052!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$562,948
Your Cash$36,052
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,544/mo
Traditional @ 7.5%
$4,028/mo
You save $484/month ($5,811/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250000676SD

Listing From:

Last updated: 2025-02-20T05:13:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,544 /mo
$3,884 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $36,052 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $36,052!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$562,948
Your Cash$36,052
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,544/mo
Traditional @ 7.5%
$4,028/mo
You save $484/month ($5,811/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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