Dan Kaercher

Dan Kaercher

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Pending

$199,000

($68,102 down)
FHA

810 4th Street S, Fargo, ND 58103

2
1
1,434 sqft
PITI Monthly
$1,038.11 /mo

Listing courtesy of: , Archer Real Estate Services

Assumed Rate

2.74%
7.15%

Principal & Interest

$584 /mo
$968 /mo

What's Special

DINING
SPACIOUS
MODERN
HISTORIC
CHARMING

Charming and beautiful historic home in the heart of Fargo, near downtown, Island Park, and schools. This gorgeous home features two bedrooms, one full bath, and all the rooms throughout the home are spacious and bright. The primary bedroom opens onto a heated porch that can be used as additional living space, closet area, or storage. It features lots of windows and a great view! The second upstairs bedroom also has an attached additional room that could be used as a sitting area, office, or project room. Downstairs, there is a large living room, dining, and kitchen with lots of original details. Recent modern updates include new washer/dryer, three new mini-splits, some updated plumbing, a new roof, and a professional move out cleaning. Make this one yours today! Owner financing/contract for deed available. Buyers also have option for assumable FHA mortgage at 3% interest rate for qualified buyer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,038.11/mo
Estimated Loan Balance
$131,751
Cash to close
$68,102
Interest Paid
$15,323

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ductless Mini-Split
  • Heating: Boiler, Ductless Mini-Split
Features
  • Materials: Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Hardwood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding
  • Roof: Unknown
Condition
  • Year Built: 1922
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Woodruffs
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $138.77
  • Tax Annual Amount: $2425
  • On Market Date: 2024-12-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $68,102 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $68,102!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$130,898
Your Cash$68,102
Total Purchase Price:$199,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$584/mo
Traditional @ 7.5%
$1,004/mo
You save $420/month ($5,038/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6640296

Listing From: northstar

Last updated: 2025-03-07T16:35:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$584 /mo
$968 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $68,102 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $68,102!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$130,898
Your Cash$68,102
Total Purchase Price:$199,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$584/mo
Traditional @ 7.5%
$1,004/mo
You save $420/month ($5,038/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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