Dan Kaercher

Dan Kaercher

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Under Contract

$399,000

($304,357 down)
FHA

8109 S 23RD Drive, Phoenix, AZ 85041

3
2
1,747 sqft
PITI Monthly
$1,076.43 /mo

Listing courtesy of: Scott D Indahl, HomeSmart

Assumed Rate

3.8%
7.15%

Principal & Interest

$622 /mo
$901 /mo

What's Special

OPEN CONCEPT
DINING
BREAKFAST NOOK
WALK-IN CLOSET

This 3 Bedroom Home, with an office, is nestled in the heart of Phoenix's vibrant South Mountain neighborhood offering a perfect blend of comfort & convenience, with easy access to local amenities and parks! The open concept living & dining areas create a welcoming atmosphere, perfect for hosting gatherings or unwinding after a long day. The kitchen features ample cabinet space for storage while including a breakfast nook & bar for dining. The primary suite is a private retreat, w/ a large walk-in closet & an en-suite bathroom for added privacy/convenience. The backyard offers plenty of potential for customizing to suit your needs. Whether you enjoy the nearby hiking trails, relaxing at home, or both; you'll love everything this property has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
17 years, 3 months
Monthly PITI
$1,076.43/mo
Estimated Loan Balance
$95,604
Cash to close
$304,357
Interest Paid
$56,005

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Territorial/Santa Fe
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2012
Details
  • Builder: Beazer Homes

Community & HOA

Community
  • Subdivision: SILVA MOUNTAIN UNIT 1
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Silva Mountain Unit
  • HOA Amenities: Unknown
  • HOA Fee: $100.65
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $228.39
  • Tax Annual Amount: $2520
  • On Market Date: 2025-03-27T02:12:15.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $304,357 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $304,357!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$94,643
Your Cash:$304,357
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$622/mo
Traditional @ 7.5%
$935/mo
You save $313/month ($3,758/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6841516

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T22:32:03.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$622 /mo
$901 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $304,357 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $304,357!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$94,643
Your Cash:$304,357
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$622/mo
Traditional @ 7.5%
$935/mo
You save $313/month ($3,758/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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