Dan Kaercher

Dan Kaercher

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Closed

$499,000

($485,962 down)
FHA

806 Mountain Lane, Big Bear City, CA 92314

3
2
1,632 sqft
PITI Monthly
$1,792.11 /mo

Listing courtesy of: Ron Pineda, Keller Williams Realty

Assumed Rate

7.48%
7.15%

Principal & Interest

$975 /mo
$944 /mo

What's Special

MINUTES AWAY
DINING
LUXURY
FIREPLACE
DECK
EFFICIENT
VACATION HOME

UPDATE: ***Seller is willing to offer a mortgage rate buy down to buyer to help lower monthly payments!*** This freshly repainted 3 bed, 2 bath single-story house on a corner lot is ideal for first time home buyers, people looking to downsize or buy a vacation home, or as an investment property. The house features an open floor plan, energy efficient double pane windows, newer luxury vinyl plank flooring throughout, newer garage door, and a newer water heater. The the living room has a rustic beamed ceiling and a brick fireplace which is a beautiful focal point and provides warmth during cold winter nights. The kitchen has ample storage with a walk in pantry. The master bedroom suite comes with it's own private master bathroom. Each bedroom has ceiling fans to help cool summer days. A wrap around porch adds character to the exterior of the house and the large seating area on the deck off the dining room is great for having barbecues and entertaining. The back yard includes a large shed for additional storage space. It has ample parking for 4 vehicles, including an RV or trailer. Perfectly located in a quiet wooded neighborhood just minutes away from Big Bear Lake, restaurants, and shops. This home has it all!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.48
Remaining Loan Term
0 years, 8 months
Monthly PITI
$1,792.11/mo
Estimated Loan Balance
$53,801
Cash to close
$485,962
Interest Paid
$211,168

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch, Traditional
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Fishing, Hiking, Lake, Mountainous, Park, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Big Bear City

Financial Details

  • Price per Sqft: $305.76
  • Tax Annual Amount: $6237.5
  • On Market Date: 2024-07-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $485,962 (97%)
You can enter any amount below - secondary financing will cover the difference if needed.
97%
$

You cover the entire equity of $485,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.48% Sellers Rate
$13,038
Your Cash:$485,962
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 7.48%
$975/mo
Traditional @ 7.5%
$979/mo
You save $4/month ($46/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24135302

Listing From:

Last updated: 2025-03-29T18:03:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.48%
7.15%

Principal & Interest

$975 /mo
$944 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $485,962 (97%)
You can enter any amount below - secondary financing will cover the difference if needed.
97%
$

You cover the entire equity of $485,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.48% Sellers Rate
$13,038
Your Cash:$485,962
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 7.48%
$975/mo
Traditional @ 7.5%
$979/mo
You save $4/month ($46/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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