Dan Kaercher

Dan Kaercher

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Closed

$575,000

($68,944 down)
FHA

80662 Philadelphia Avenue, Indio, CA 92201

3
2
2,215 sqft
PITI Monthly
$4,316.74 /mo

Listing courtesy of: Bianca Bautista, JM Desert Real Estate

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,186 /mo
$3,491 /mo

What's Special

REMODELED
FRESH PAINT
SHOPPING
ENTERTAINMENT
DINING
MODERN
FIREPLACE
WET BAR
MOUNTAIN VIEWS
SECOND HOME

Discover a fully remodeled masterpiece with breath-taking mountain views, perfectly positioned on the border of Indio and La Quinta. Just 2-3 minutes from the freeway, this home offers unmatched convenience to shopping, dining, and entertainment. Every inch of this residence has been thoughtfully reimagined with modern elegance in mind. New flooring, fresh paint, and refined baseboards create a polished, cohesive look, while matching stone accents on the fireplace and wet bar add a touch of sophistication. Modern upgrades abound, including a brand-new tankless water heater, updated electrical switches and plugs, and a cutting-edge HVAC system for year-round comfort. Designed for both relaxation and entertainment, this home boasts high ceilings, a chic wet bar, and an expansive layout that seamlessly blends style and functionality. Outside, you'll find generous RV parking and a private putting green, ideal for hosting guests or enjoying a quiet retreat. Whether you're seeking a stunning primary residence or an upscale second home, this property delivers on every level. Fall in love with the thoughtful details, luxurious upgrades, and effortless charm of this exceptional home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$4,316.74/mo
Estimated Loan Balance
$507,677
Cash to close
$68,944
Interest Paid
$63,982

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Monticello II
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: Monticello II
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Annually
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $259.59
  • Tax Annual Amount: $7187.5
  • On Market Date: 2024-12-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $68,944 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $68,944!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$506,056
Your Cash$68,944
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,186/mo
Traditional @ 7.5%
$3,621/mo
You save $435/month ($5,224/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219121223DA

Listing From:

Last updated: 2025-01-24T21:09:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,186 /mo
$3,491 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $68,944 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $68,944!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$506,056
Your Cash$68,944
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,186/mo
Traditional @ 7.5%
$3,621/mo
You save $435/month ($5,224/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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