Dan Kaercher

Dan Kaercher

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$274,900

($71,595 down)
FHA

804 5th Avenue SE, Rochester, MN 55904

N/A
N/A
1,684 sqft
PITI Monthly
$1,694.94 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,187 /mo
$1,426 /mo

What's Special

INVESTMENT OPPORTUNITY
FULLY FURNISHED

Welcome to this fully furnished duplex offering a fantastic investment opportunity or a perfect owner-occupant setup! Conveniently located just minutes from Mayo Clinic, downtown Rochester, and local parks, this property is ideal for short-term or long-term rentals. Each unit is thoughtfully designed with comfortable furnishings and a warm, inviting atmosphere. Enjoy move-in-ready convenience!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$1,694.94/mo
Estimated Loan Balance
$203,842
Cash to close
$71,595
Interest Paid
$28,989

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Up and Down
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1936
Details
  • Builder:

Community & HOA

Community
  • Subdivision: East Rochester Add-Part Torrens
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rochester

Financial Details

  • Price per Sqft: $163.24
  • Tax Annual Amount: $2504
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,595 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $71,595!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$203,305
Your Cash$71,595
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,187/mo
Traditional @ 7.5%
$1,479/mo
You save $292/month ($3,507/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6683151

Listing From: northstar

Last updated: 2025-04-04T01:15:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,187 /mo
$1,426 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,595 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $71,595!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$203,305
Your Cash$71,595
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,187/mo
Traditional @ 7.5%
$1,479/mo
You save $292/month ($3,507/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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