Dan Kaercher

Dan Kaercher

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$425,000

($157,447 down)
FHA

800 S Montana Drive, Payson, AZ 85541

3
4
1,642 sqft
PITI Monthly
$1,662.38 /mo

Listing courtesy of: Tiffany Heeter, Keller Williams Integrity First

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,192 /mo
$1,990 /mo

What's Special

LOCATION
SPACIOUS
MODERN
WALK-IN CLOSET
DECK
PATIO
COZY
EFFICIENT

NEW PRICE! Experience the ultimate in maintenance-free living with this spacious end-unit townhouse, perched at 5,000 feet and offering breathtaking, panoramic views of Payson, Green Valley Park, and the stunning Mogollon Rim. The thoughtfully designed layout includes an expansive primary suite featuring a cozy sitting area, a luxurious bathroom with dual sinks, and a jetted tub for relaxing at the end of the day. The second bedroom suite offers its own private bath with tub and walk-in closet. The third bedroom, located on the main level, has a full-sized shower and a spacious walk-in closet. The 22' x 13' bonus ''man cave'' located off the garage is large enough to store motorcycles and ATVs! Don't miss this unit which is one of only a few that has a two-car attached garage The garage is a hobbyist's dream with built-in cabinets and a workbench. There is even a half-bath for your convenience! This home is packed with recent upgrades for modern comfort, including energy-efficient triple-pane windows throughout, elegant plantation shutters in the great room, and an oversized water heater. The patio and deck furniture, along with a BBQ grill, are included, just move in and start enjoying your new space. Nestled near parks, a golf course, and scenic recreational trails, this property is perfect for outdoor enthusiasts. Bring your recreational gear and immerse yourself in the beauty and adventure that Payson has to offer. Don't miss the chance to own this stunning home that blends elegance, functionality, and an unbeatable location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,662.38/mo
Estimated Loan Balance
$268,737
Cash to close
$157,447
Interest Paid
$31,379

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Other
  • Heating: Propane
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Other
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1998
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: Mountain View Manor
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Mountain View Manor
  • HOA Amenities: Unknown
  • HOA Fee: $566
  • HOA Frequency: $Quarterly
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $258.83
  • Tax Annual Amount: $1345
  • On Market Date: 2025-02-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $157,447 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $157,447!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$267,553
Your Cash$157,447
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,192/mo
Traditional @ 7.5%
$2,064/mo
You save $872/month ($10,464/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6814999

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T20:00:14.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,192 /mo
$1,990 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,447 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $157,447!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$267,553
Your Cash$157,447
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,192/mo
Traditional @ 7.5%
$2,064/mo
You save $872/month ($10,464/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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